Free to Choose the Saving Period

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Never forget to saving with the auto-debit feature.

With the Life Goals feature in OCBC mobile, Tabungan Berjangka (TAKA) Bunga Pasti can help you save regularly to make your dreams come true.

Get Life Insurance protection coverage up to 69 years old.

Fixed interest rate for 1 year

Saving with Rupiah

Save comfortably without being charged a monthly administration fee

Further Information

Related information about TAKA Bunga Pasti

Suku Bunga Taka
Effective October 27^th,2025

Product	Rates (p.a) s/d 26 October 2025	Rates (p.a) eff. 27 October 2025
TAKA Bunga Pasti dengan Target Dana ≥ IDR 10 Juta
TAKA account opening via Branch
Fixed 1 tahun
Fixed 1 tahun	3.25%	3.00%
Fixed 2 tahun	3.75%	3.25%
Fixed 3 tahun	4.25%	3.50%
TAKA account opening via OCBC mobile / Internet Banking
Fixed 1 tahun
Fixed 1 tahun	3.75%	3.00%
Fixed 2 tahun	4.25%	3.25%
Fixed 3 tahun	4.75%	3.50%

Tarif dan Biaya
Cabang	Online
Tutup rekening sebelum jatuh tempo: Rp100 ribu	Tutup rekening sebelum jatuh tempo: Rp100 ribu

To open TAKA Bunga Pasti products, customers need to make an initial deposit of at least 10% and a maximum of 90% of the target fund
The payment process is based on the auto debit system from the source account
If funds are not available on the debit date, a late monthly deposit fee will be charged, with the following conditions: Late monthly deposit fee: 0.025% x monthly deposit arrears x number of days in arrears Automatic close: 6 consecutive months there are arrears of monthly deposits
Customers cannot withdraw funds or close accounts before the end of the saving period. If funds are withdrawn or the account is closed, the customer will be charged an account closing fee
Benefit insurance : Applicable only to IDR- TAKA Bunga Pasti opened through designated branches that are eligible for the insurance benefit. The insured amount covered by the insurance company is equal to the target fund amount minus the accumulated monthly installments, including accrued interest and applicable

Frequently Asked Questions about TAKA Bunga Pasti

Sebutkan salah satu keunggulan dari produk Taka Bunga Pasti ?

Suku bunga tetap (fixed) selama jangka waktu taka

Apakah Taka Bunga Pasti tersedia juga dalam bentuk mata uang valas ?

Tidak, hanya tersedia mata uang IDR

Can't find the question you're looking for?

Get competitive interest rates of up to 4,25% p.a.
Affordable monthly deposits starting from IDR 300,000/month & can be changed anytime.
Free top up funds outside of monthly deposits