Further Information

Terms to Open Taka Hadiah Account

• ID Card/Driving License
• KIMS/KITAS/KITAP for Foreigners
• Already have an account at Bank OCBC
• Make a deposit of funds according to the target funds of choice

Interest Rate of Taka Hadiah

Applied from December 17th 2020

Taka Hadiah Facilities

• OCBC mobile

What You Need to Know

• Fluctuations in interest rates can occur following market developments (floating interest rates) and accounts are reviewed annually
• Payment process based on autodebit system from the source of funds account
• If funds are not available on the debit date, a late monthly deposit fee will be charged, with the following conditions:
  1. Late monthly fee fee of 0.025% x arrears monthly deposit x number of days in arrears
  2. Automatic closing 6 months in a row there is a monthly deposit arrears
  3. Customers cannot withdraw funds or close accounts before the end of the saving period. If a fund withdrawal is made or an account is closed, the customer will be charged an account closing fee and a prize penalty fee.
     IDR 100,000 + Prize penalty fee.

Insurance Benefit: The amount guaranteed by the insurance company is the amount of the target fund minus the amount of the monthly deposit that has already calculated interest and taxes.