Cashback up to Millions of Rupiah - Refer a Friend Premier Banking

1 Jan 2023 - 31 Dec 2023

Get cashback of up to millions of rupiah by referring your relatives to join OCBC Premier Banking Services

How to Join Refer a Friend Program

  1. Via Website
    • Go to
    • Login to Internet Banking
    • Click 'Customer Service' then 'Refer a Friend'
    • Enter personal data of your relative or family that you are referring to
    • Then click 'OK' to save the data
  2. Via OCBC mobile*
    • Login to OCBC mobile
    • Select the 'Refer a Friend' menu
    • Click 'Invite My Friends'
    • Then share the link to your relatives or family through your social media

    *)This option only applies to Referrals who have never downloaded OCBC mobile from any channel

Terms and Conditions:

  1. The Referral must be a new customer who join OCBC with fresh fund.
  2. Rewards will be credited if the referral has successfully joined the services and placed funds no later than the end of the following month since account opening with the following calculation:

    Services Min. Combined Balance Cashback
    Nyala IDR 1.000.000 IDR 50.000
    IDR 25.000.000 IDR 150.000
    Nyala Bisnis IDR 25.000.000 IDR 150.000
    Premier Banking IDR 500.000.000 IDR 500.000
  3. Rewards are given in the form of cashback for Sharia (upfront profit sharing) and the net Reward amount will be credited to the account.
  4. Reward will be credited to the Customer’s Tanda 360 Plus & Mudharabah iB Savings account no later than the 4th week of the following month.
  5. The terms and conditions of the program may change at any time and the changes will be informed by OCBC to the Customer.

Reward Calculation Simulation

Customer A refers his/her relatives with the following details:

Customer A refers → Customer B Customer C Customer D Customer E
Services Nyala* Nyala Bisnis* Premier Banking
Join Date 06 Jan 2023 08 Jan 2023 13 Jan 2023 30 Jan 2023
Scheme Fulfillment Date 15 Apr 2023 22 Mar 2023 25 Jan 2023 5 Feb 2023
Total Combined Balance in the month of scheme fulfillment IDR1,000,000 IDR20,000,000 IDR30,000,000 IDR500,000,000
Reward IDR 150,000 IDR 500,000
Reward Credit 4th week of Feb 2023 4th week of Mar 2023

*Follows the new terms of Nyala Level as of 1 September 2022

Related Product

Premier Debit Card

Premier Debit Card

  • Broad ATM Network
  • Free Check Balance
  • Free of Cash Withdrawals