OCBC NISP Bonus Package

A. General Terms & Conditions

1. Bonus package is valid for OCBC NISP credit cards
2. Bonus packages options are:

   Table 1. Bonus package

   Types of package			Benefit
   Name of package	Price of package	Value of package	Cashback	0% Instalment
   Package-2	IDR 150,000	Benefit cashback up to IDR 75,000 + 0% Instalment up to 6 months max 3 times	7.5% Cashback in Groceries category. Conditions: Maximum of cashback IDR 75,000 and cashback is apply for 1 time/period of program package (Table 2) Minimum transaction IDR 750,000/transaction	0% Instalment for 3 and 6 months Conditions: Maximum 3 times for instalment with minimum IDR 1,500,000/transaction
   Package-3	IDR 300,000	Benefit up to IDR 150,000 + 0% Instalment up to 12 months max 6 times	15% Cashback in Groceries category. Conditions: Maximum of cashback IDR 150,000 and cashback is apply for 1 time/period of program package (Table 2) Minimum transactions IDR 1,000,000/transaction	0% Instalment for 3, 6, or 12 months Conditions: Maximum 6 times for instalment with minimum IDR 3,000,000/transaction



3. Program period
   Table 2. Period of program package

   Month of Package	Package registration period (date)	Cashback	0% Instalment
   October 2021	1-15 Oct  2021	Retail transactions period: 1 - 31 Oct 2021
   		Cashback credited latest at 31 Nov 2021	Deadline for instalment request: 2 Nov 2021
   November 2021	1-15 Nov 2021	Retail transactions period: 1 - 30 Nov 2021
   		Cashback credited latest at 31 Dec 2021	Deadline for instalment request: 2 Dec 2021
   December 2021	1-15 Dec 2021	Retail transactions period: 1 - 31 Dec 2021
   		Cashback credited latest at 31 Jan 2021	Deadline for instalment request: 2 Jan 2022



4. Easy step to activate Bonus Package!
   Sent SMS text to 6477 with keyword as follows:

   Type of package	Keyword
   Package 1	OCBCNISP(space)PKT1(space)16 digit of credit card number
   Package 2	OCBCNISP(space)PKT2(space)16 digit of credit card number

   *SMS fee depends on each telecommunication provider

   IMPORTANT!
   To participate in the package program, OCBC NISP credit card should be in active status and the credit limit is still sufficient for transactions.

B. Specific terms of Cashback:

1. Transactions that are calculated for Cashback:
   • All retail transactions in groceries category made in online & offline (outlet)
   • Groceries transaction is all transactions made at supermarkets/hypermarkets/minimarts that accept credit card payment.
   • Cashback Supermarket is given only 1x /period of program package with cashback up to 15% (maximum up to IDR 150,000 depends on package program that customer registered)


2. Transactions that are not calculated for Cashback:
   • Exclude transaction in groceries category.
   • Cash Advance transactions, monthly bill payments, instalments, and fees & charges
   • Groceries transactions that have been convert into instalment
   • Crediting groceries transaction during month of program.

C. Specific terms of 0% Instalments:

1. Transactions that are NOT calculated for Instalments:
   1. Cash advances, fees & charges (annual fees, late charges, other fees) and
   2. Not valid to get Poinseru.
2. Each request of transaction into instalments will be charged an admin fee of IDR 15,000/transaction and cancelation will be charged a penalty of IDR 200,000/transaction (all fees will be charged on cardholder’s next Billing Statement)
3. Request of instalment via TANYA 1500999