Benefit One Tier Up Premier Banking

Benefit One Tier Up is a special benefit from OCBC Premier Banking for Secured Loan*, Emerging Business*, and selected customers** to enjoy exclusive Premier Banking services with a lower minimum fund balance.

*Secured Loan customers with a loan limit of min. IDR 2 Billion, Emerging Business customers with a loan limit of min. IDR 3,5 Billion, and Work Place Banking customers.
**Selected cutomers: Staff Ambassador, Plus One Program Participants, and Key Opinion Leader

Premier Banking One Tier Up benefits include Transaction Benefit and Beyond Banking Benefit.

Details of the One Tier Up benefits effective 3 June 2025 are as follows:

1. Transaction Benefit

   Criteria		Minimum average monthly combined balance (Rp)
   	Premier Banking Customer	500 Million - <1 Billion	≥ 1 Billion
   	Premier Banking Customer - One Tier Up	50 Million - ≤ 500 Million	≥ 500 Miilion
   Benefit Description	Transaction benefit per month (reset monthly quota every 3rd)
   	Service fee per month	-	-
   	Free BI-FAST transfer fee	unlimited	unlimited
   	Free cash withdrawal fees at ATMs with collaborating networks	unlimited	unlimited
   	Free online transfer fees	50X	unlimited
   	Free payment/purchase fees	50X	unlimited
   	Free RTGS via OCBC mobile	-	10 x
   	Free Telex Transfer Currency (TT) via OCBC mobile	1x
   	Free balance check fees at ATMs with collaborating networks	50X	unlimited

2. Benefit Beyond Banking

   Package	Description of Facilities	Quota based on the average Asset Under Management (AUM) for the last 3 consecutive months (IDR)
   	Premier Banking Customer	1 Billion - 2 Billion	2 Billion - < 5 Billion	5 Billion - < 10 Billion	≥ 10 Billion
   	Premier Banking Customer - One Tier Up	500 Million - < 1 Billion	1- 2 Billion	2 - < 5 Billion	≥ 5 Billion
   Signature	Airport Pick Up Domestic	1x per year Innova	8x per year (1x per month) Innova	12x per year (2x per month) Innova	20x per year (4x per month) Premium Vehicle
   	Airport Pick Up Singapura / Malaysia	-	-
   	Airport Pick Up China / Australia (1x usage = 3 quotas)	-	-	-
   	Medical Check Up Domestik - Regular Package	-	1x per year	1x per year	1x per year
   Lifestyle	Airport Pick Up Domestic	1x per year Innova	2x per year (1x per month) Innova	4x per year (2x per month) Innova	8x per year (4x per month) Premium Vehicle
   	25% multiplier voyage poin max 1000 poin (equivalent to IDR 200,000)	-	12x per year (1x per month)	-	-
   	35% multiplier voyage poin max 1750 poin (equivalent to IDR 350,000)	-	-	12x per year (1x per month)	-
   	50% multiplier voyage poin max 2500 poin (equivalent to IDR 500,000)	-	-	-	12x per year (1x per month)
   Wellness	Airport Pick Up Domestic	1x per year Innova	1x per year Innova	1x per year Innova	2x per year (2x per month) Premium Vehicle
   	Airport Pick Up Singapura / Malaysia	-	-	-
   	Medical Check Up Domestik - Regular Package	-	2x per year (1x per month)	-	-
   	Medical Check Up Domestik - Paket Advance	-	-	1x per year	2x per year (2x per month)
   	Medical Check Up Singapura / Malaysia	-	-	1x per year	1x per year

   *Bonus Voyage Points apply to the main card.

Terms of use of Benefit Beyond Banking:

1. The facility is valid in the name of the account owner. If the account is a Joint account (AND or OR) then the facility applies to the first name.
2. Eligibility provisions, specifically for customers with One Tier Up benefits, refer to the average combined monthly balance for the last 3 (three) consecutive months with a minimum of IDR 500 million per month.
3. The monthly quota period starts from the 3rd of the current month to the 2nd of the following month (example: the March quota is March 3 – April 2)
4. The monthly quota is updated on the 3rd (three) of each month.
5. The selected package period is valid throughout the year (January – December).
6. Reservations must be made at least 2 (two) working days before the use of the facility.
7. The facility may change at any time with notice through the media that the Bank considers good by taking into account the provisions and applicable laws and regulations.
8. Once registered, One Tier Up benefits of Secured Loan customers, Emerging Business customers, and Work Place Banking customers are valid until December of the following year. Furthermore, the Customer will be registered as a Premier Banking customer with regular benefits and must follow the applicable minimum balance provisions.

Example:

• Customers who join Premier Banking with One Tier Up benefits in April 2022 can enjoy One Tier Up benefits until December 2023. In January 2024, the Customer will be listed as a Premier Banking customer with regular benefits.
• Secured Loan customers and Emerging Business customers with One Tier Up Benefit are subject to a Service Fee of IDR 150,000 (one hundred and fifty thousand rupiah) per month as long as the customer has an Outstanding Loan even though they have not met the minimum requirements of the applicable average combined balance.