KTA Cashbiz Program up to IDR 2 Billion for Distributor of Berhasil Groups
1 Jul 2023 - 30 Jun 2024
You can get a loan without collateral to make purchases at PT Berhasil and PT Sinar Kasih Lestari.
Limit up to IDR 2 billion
Tenor up to 1 month
Flat interest of 1.5% per month, prorated according to the tenor
Tenor
Flat Equivalent Interest
3 days
0,15%
1 week
0,35%
2 weeks
0,70%
1 month
1,50%
Financing 100% of the invoice value
Not in installments, the principal is paid directly at maturity
Terms and conditions for submitting a loan limit* for the first time:
Individual Customers
Valid for individual customers aged 21-65 years and have made purchases at PT Berhasil or PT Sinar Kasih Lestari for at least 1 year (for limits up to IDR 1 billion) and 2 years (for limits above IDR 1 billion).
Valid for distributors located in Surakarta (Solo) and Surakarta Residency (Wonogiri, Sukoharjo, Karanganyar, Klaten, Sragen, and Boyolali).
The customer must apply for a KTA loan through the KTA web onboarding.
Business Entity Customers
Valid for business entity customers (PT, CV, Firma, Cooperative, or Individual Companies) with a minimum business length of 2 years.
Have made purchases at PT Berhasil or PT Sinar Kasih Lestari for a minimum of 1 year (for limits up to Rp 1 billion) and 2 years (for limits above Rp 1 billion).
Valid for Berhasil distributors located in Surakarta (Solo) and Karesidenan Surakarta (Wonogiri, Sukoharjo, Karanganyar, Klaten, Sragen, and Boyolali).
The customer is required to apply for a KTA loan through the KTA onboarding web.
*Loan limit is valid for 12 months from approval.
Terms and conditions for the next loan withdrawal:
Valid for customers who have a valid loan limit and the remaining loan limit that is still available.
Withdraws to
Maximum Usage Limit
1-3
50% of the approved limit
4-6
75% of the approval limit
7
100%
The customer must fill out a loan withdrawal form to be given to sales from PT Berhasil or PT Sinar Kasih Lestari.