Get Deposit Interest up to 5.88% or Cashback up to 24.5 Million!

Your investment has reached maturity, let's open other products at OCBC branches!

Terms and Conditions

1. Program Period: September 1 – 30, 2026
2. Only applicable to individual customers.
3. The promotion is only for selected customers. If you can see this promotion, you are a selected customer.
4. Applicable to customers who are both enrolled and not enrolled in OCBC services.
5. Placement must be made through OCBC Mobile, by selecting the Promo Code (picklist) according to the promotion terms.
6. Ensure that you have selected the appropriate promo code from the picklist on your OCBC mobile. If the promo code is not used, the deposit interest rate will refer to the prevailing general online deposit interest rate.
7. The Bank, based on its policies and considerations, reserves the right to suspend or cancel the provision of rewards for deposits in this promotion if there are indications of fraud, irregularities, or violations of these Terms & Conditions.
8. The Bank has the right and authority to amend, add to, and/or reduce these Terms & Conditions in consideration of the applicable laws and regulations.

Terms & Conditions of Tanda Hadiah

Terms and Conditions

1. Program Period: September 1-30, 2026
2. Only for selected Customers, who have Bonds maturing in August & Mutual Fund redemptions in July
3. Program requires a lump-sum deposit (partial deposits are not eligible) to receive the reward
4. Program scheme for Cashback Gift Vouchers

   Tenor (Month)	Placement Nominal Funds (IDR)	Cashback Gross (Rp)	Cashback Nett (Rp)	Penalty (Rp)
   6	50,000,000	1,225,000	980,000	1,800,000
   12	50,000,000	2,450,000	1,960,000	3,200,000
   6	250,000,000	6,125,000	4,900,000	7,800,000
   12	250,000,000	12,250,000	9,800,000	15,500,000
   6	500,000,000	12,250,000	9,800,000	15,500,000
   12	500,000,000	24,500,000	19,600,000	30,800,000

   *The nominal placement of funds outside the table can be discussed with the Relationship Manager.

5. Fund placement must be made no later than 1 month from the due date/disbursement.
6. Cashback will be credited to the active account used for the Gift Program with an SLA of 5 working days from fund placement.
7. If a break is made before the funds reach maturity, the Customer will be subject to a reward penalty and account closure fees in accordance with the product and program terms.
8. Breaking or withdrawing the Gift before maturity can be done at OCBC branches and will be subject to penalties according to the program scheme.
9. Once the Customer has successfully placed the program and received a notification (push notification and email) regarding participation in the Gift Program, the Customer is eligible to receive the chosen reward. If the Customer breaks the program, even on the same day as placement, the Customer will incur a penalty but will still be eligible for the reward chosen at the time of program placement.
10. Contact your Relationship Manager for the fund placement process of the Gift Certificate.