Register for Nyala at the nearest OCBC branch.
1. Choose your Total Combined Balance placement and earn rewards up to IDR 385,000
| Total Combined Balance | Reward (Net) |
|---|---|
| Minimum IDR 2 million - <IDR 25 million | IDR 85,000 |
| Minimum IDR 25 million - <IDR 50 million | IDR 185,000 |
| Minimum IDR 50 million - <IDR 200 million | IDR 285,000 |
| Minimum IDR 200 million | IDR 385,000 |
2. Place new products* and earn rewards of up to IDR 555,000 (maximum 3 products)
| New Product Placement | Reward (Net) |
|---|---|
| Minimum IDR 10 million - <IDR 100 million per product | IDR 85,000 / product |
| Minimum IDR 100 million per product | IDR 185,000 / product |
Notes:
- The new product placement reward only applies to customers who have fulfilled a minimum Total Combined Balance of IDR 25,000,000 from the first month of opening account (New Customers) or joining in Nyala Star+ Program (Existing Customers).
- Rewards apply specifically to Time Deposit, RDN, and Credit Card products as stated in the product selection section.
List of Eligible New Products*:
| No | Product | Description |
|---|---|---|
| 1 | Time Deposit Special Deposit Rate of up to 5.88% p.a (IDR) *T&C applied |
A minimum of IDR 100 million for a 3-month term will receive a reward of IDR 185,000, while a minimum deposit of IDR 10 million for a 3-month term will receive a Toy Story DIY Patch Tote Bag. |
| 2 | Bonds | Minimum IDR 10,000,000 |
| 3 | Mutual Funds (exclude Mutual Fund Futures and Money Market Fund) |
Minimum IDR 10,000,000 |
| 4 | Customer Fund Account (RDN) | Minimum IDR 2,000,000 Reward for RDN is fixed at IDR 85,000 |
| 5 | Credit Card | Credit card must remain active for at least 3 months since account opening. Reward for Credit Card is IDR 85,000 |
| 6 | Gold Savings | Minimum IDR 10,000,000 If the customer fulfils the requirements in the first month, the reward will be paid at the end of the second month. |
| 7 | TAKA (TAKA Bunga/TAKA Flexi/TAKA Fix Installment) |
Minimum target fund IDR 10,000,000, 12-month tenor: reward IDR 85,000 Minimum target fund IDR 100,000,000, 12-month tenor: reward IDR 185,000 |
| 8 | Tanda Hold (Cashback / Exclusive Gifts) | Minimum IDR 10,000,000, 3-month tenor: reward IDR 85,000 Minimum IDR 100,000,000, 3-month tenor: reward IDR 185,000 |
3. Open Time Deposit receive exclusive Disney & Marvel merchandise:
| Product | Reward |
|---|---|
| Time Deposit minimum IDR 10,000,000, minimum 3-months tenor | Disney & Marvel tumbler |
Terms and Conditions
- The Program applies to invited Customers.
- Customers must enter promo code “NEA26” during account opening (New Customers) or joining in this program (Existing Customers).
- Customers must join Nyala Individual or Nyala Payroll services (not applicable for Nyala Business).
- All fund placements must be fresh funds (originating from other banks), not internal transfers within OCBC.
Example: If a customer places IDR 2,000,000 consisting of IDR 1,000,000 from another bank and IDR 1,000,000 internal transfer, the customer is not eligible.
- The fulfilment of Total Combined Balance requirement and program conditions will be assessed no later than the end of the second month after account opening (New Customers) or joining in this program (Existing Customers), based on the highest Total Combined Balane at each month-end.
Example: If the Total Combined Balance requirement is met in the first month, the reward will be credited without waiting until the end of the second month.
- The Total Combined Balance reward is not applied on a multiple basis.
- New product placement requirements must be fulfilled no later than the end of the third month after account opening (New Customers) or joining this program (Existing Customers).
- New products placement and time deposit minimum IDR 10 million - < IDR 10 million with minimum 3-months tenor rewards apply only to Customers who meet the minimum Total Combined Balance of IDR 25,000,000 from the first month of account opening (New Customers) or after joining this program (Existing Customers) and are limited to a maximum of three (3) products.
- Toy Story DIY Patch Tote Bag is available at all OCBC branches for account openings assisted by branch staff (while stocks last).
- Special Deposit Rate of up to 5.88% p.a (IDR) only available on OCBC mobile with minimum IDR 10 million, minimum 3-months or 6-months. Applicable only to customers opening a time deposit at OCBC for the first time.
- The reward will be credited to the Customer’s active account (Tanda 360 Plus IDR or Mudarabah iB IDR) no later than the last working day of the fourth month after account opening (New Customers) or joining this program (Existing Customers).
Example: If a customer opens an account in June 2026, the Total Combined Balance requirement will assessed until the end of July 2026, and new product placement will be assessed until the end of August 2026. The reward will be credited on 30 September 2026.
- For the Gold Savings products, the reward will be credited in the form of Gold Savings balance, calculated on the prevailing market value at the time the reward is credited by OCBC.
- The account must be active and not blocked/restricted for any reason at the time the reward is credited by OCBC. If the account is not active or is blocked at the time of reward payment, the payment will be made on the last working day of the following month.
- Each customer is only eligible to participate in one new customer program.
- This program cannot be combined with other new customer programs, except for Tanda Hadiah Extra Gimmick Disney and /or Young Nyala account opening Program.
- OCBC reserves the right, at its sole discretion, to suspend or cancel the reward if there is any indication of fraud, irregularities, or violations of these Terms and Conditions, or if the participant is included in the OCBC fraud list.
- For further information, please contact TANYA OCBC: 1500-999; Relationship Manager; International Call: +62-21-2503600; Email: tanya@ocbc.id; or visit the OCBC website.
- These Program Terms and Conditions comply with the applicable laws and regulations, including those issued by the Financial Services Authority (OJK) and/or Bank Indonesia.
- OCBC has the right and authority to modify, add, and/or reduce these Terms and Conditions of this Program with notification through media deemed appropriate by OCBC, subject to the applicable laws and regulations.
- PT Bank OCBC NISP Tbk is licensed and supervised by the Indonesian Financial Services Authority (OJK) & Bank Indonesia and is a guaranteed member of Indonesia Deposit Insurance Corporation (LPS).
Example: If a customer places a Total Combined Balance of IDR 100,000,000, the reward will be IDR 285,000, based on the applicable tier of IDR 50,000,000.