Reactivate your OCBC account and get rewards of up to IDR 940,000 + exclusive Disney & Marvel merchandise!

Register for Nyala at the nearest OCBC branch or via OCBC mobile.

1. Choose your Total Combined Balance placement and earn rewards up to IDR 385,000

   Total Combined Balance	Reward (Net)
   Minimum IDR 2,000,000	IDR 85,000
   Minimum IDR 25,000,000	IDR 185,000
   Minimum IDR 50,000,000	IDR 285,000
   Minimum IDR 200,000,000	IDR 385,000

2. Place new products* and earn rewards of up to IDR 555,000 (maximum 3 products):

   New Product Placement	Reward (Net)
   Minimum IDR 10,000,000 per product	IDR 85,000 / product
   Minimum IDR 100,000,000 per product	IDR 185,000 / product

   Notes:

   1. The new product placement reward only applies to customers who have fulfilled a minimum Total Combined Balance of IDR 25,000,000 from the first month of opening account opening (New Customers) or joining in Nyala Star+ Program (Existing Customers).
   2. Rewards apply specifically to RDN and Credit Card products as stated in the product selection section.

   List of Eligble New Products*:

   No	Product	Description
   1	Time Deposit	Minimum IDR 10,000,000, minimum 3-month tenor
   2	Bonds	Minimum IDR 10,000,000
   3	Mutual Funds (exclude Mutual Fund Futures and Money Market Fund)	Minimum IDR 10,000,000
   4	Customer Fund Account (RDN)	Minimum IDR 2,000,000 Reward for RDN is fixed at IDR 85,000
   5	Credit Card	Credit card must remain active for at least 3 months since account opening. Reward for Credit Card is IDR 85,000
   6	Gold Savings	Minimum IDR 10,000,000 If the customer fulfills the requirements in the first month, the reward will be paid at the end of the second month.

3. Open TAKA (Time Deposit Savings) and receive exclusive Disney & Marvel merchandise:

   Product	Description	Reward
   TAKA Bunga, TAKA Flexi, TAKA Fixed Installment	Minimum target fund IDR 10,000,000, 12-month tenor Especially for TAKA Flexi: minimum monthly deposit IDR 834,000 for 12 months	Disney & Marvel tumbler

Program Terms and Conditions

1. The Program applies to invited Customers.
2. Customers must enter promo code “NEA26” during account opening (New Customers) or joining in this program (Existing Customers).
3. Customers must join Nyala Individual or Nyala Payroll services (not applicable for Nyala Business).
4. Exclusive Disney merchandise is valid only at selected OCBC branches. Click here to view the list.
5. All fund placements must be fresh funds (originating from other banks), not internal transfers within OCBC.
   1. Example: If a customer places IDR 2,000,000 consisting of IDR 1,000,000 from another bank and IDR 1,000,000 internal transfer, the customer is not eligible.
6. The fulfilment of Total Combined Balance requirement and program conditions will be assessed no later than the end of the second month after account opening (New Customers) or joining in this program (Existing Customers), based on the highest Total Combined Balane at each month-end.
   1. Example: If the Total Combined Balance requirement is met in the first month, the reward will be credited without waiting until the end of the second month.
7. The Total Combined Balance reward is not applied on a multiple basis.
   1. Example: If a customer places a Total Combined Balance of IDR 100,000,000, the reward will be IDR 285,000, based on the applicable tier of IDR 50,000,000.
8. New product placement requirements must be fulfilled no later than the end of the third month after account opening (New Customers) or joining this program (Existing Customers).
9. New products placement rewards apply only to Customers who meet the minimum Total Combined Balance of IDR 25,000,000 from the first month of account opening (New Customers) or after joining this program (Existing Customers and are limited to a maximum of three (3) products.
10. The reward will be credited to the Customer’s active account (Tanda 360 Plus IDR or Mudarabah iB IDR) no later than the last working day of the fourth month after account opening (New Customers) or joining this program (Existing Customers).
    1. Example: If a customer opens an account in May 2026, the Total Combined Balance requirement will assessed until the end of June 2026, and new product placement will be assessed until the end of July 2026. The reward will be credited on 31 August 2026.
11. For the Gold Savings products, the reward will be credited in the form of Gold Savings balance, calculated on the prevailing market value at the time the reward is credited by OCBC.
12. The account must be active and not blocked/restricted for any reason at the time the reward is credited by OCBC. If the account is not active or is blocked at the time of reward payment, the payment will be made on the last working day of the following month.
13. Each customer is only eligible to participate in one new customer program.
14. This program cannot be combined with other new customer programs, except for Tanda Hadiah Extra Gimmick Disney and /or Young Nyala account opening Program.
15. OCBC reserves the right, at its sole discretion, to suspend or cancel the reward if there is any indication of fraud, irregularities, or violations of these Terms and Conditions, or if the participant is included in the OCBC fraud list.
16. For further information, please contact TANYA OCBC: 1500-999; Relationship Manager; International Call: +62-21-2503600; Email: tanya@ocbc.id; or visit the OCBC website
17. These Program Terms and Conditions comply with the applicable laws and regulations, including those issued by the Financial Services Authority (OJK) and/or Bank Indonesia.
18. OCBC has the right and authority to modify, add, and/or reduce these Terms and Conditions of this Program with notification through media deemed appropriate by OCBC, subject to the applicable laws and regulations.
19. PT Bank OCBC NISP Tbk is licensed and supervised by the Indonesian Financial Services Authority (OJK) & Bank Indonesia and is a guaranteed member of Indonesia Deposit Insurance Corporation (LPS).