Pay your tuition fees at Santa Laurensia get many benefits with Nyala | Cash reward bonus up to IDR 500,000 | 0% installments for up to 12 months

Get a cash reward of up to IDR 500,000 & 0% installments for up to 12 months by doing this:

1. For new customers only, open Nyala & get cash rewards up to IDR 250,000!

Program Scheme	Saving Balance	Cash Reward
Open Nyala + Time Deposit (3 months tenor)	IDR 5 Million	IDR 50.000,-
Open Nyala	IDR 25 Million	IDR 150.000,-
Open Nyala	IDR 50 Million	IDR 250.000,-

2. Get a cash reward bonus of IDR 250,000 for your first school fee payment using OCBC

Transaction Type	Transaction Minimum	Reward per CIF
Debit OCBC / QRIS OCBC / Virtual Account OCBC	IDR 2 Million	IDR 100.000, -
Debit OCBC / QRIS OCBC / Virtual Account OCBC	IDR 5 Million	IDR 250.000,-

3. Especially for Santa Laurensia School Customers and OCBC Credit Card users, get a 0% installment program for up to 12 months

Card Type	Tenor	Interest	Transaction Minimum
All types of OCBC Credit Card	3	0%	IDR 20 Million
	6	0%	IDR 20 Million
	12	0%	IDR 20 Million

Terms & Conditions for 0% Installments for up to 12 months

1. Valid for all OCBC Credit Cards issued in Indonesia
2. Customers must be members of the Santa Laurensia school community and have the promo code "EDU88"
3. Customers must make tuition payments using their OCBC Credit Card at the EDC machine available at Santa Laurensia school.
4. Minimum payment is IDR 20,000,000
5. Installment terms available: 3 months, 6 months, and 12 months
6. If you are interested in applying for an OCBC Credit Card, please contact the OCBC PIC at the Alam Sutera Branch Office
   • BP. Cien Lung - Area Head (0815 912 0408)
   • Ms. Febbi - RF Manager (0819 0505 8278)

Terms and Condition Program Menabung

• Valid for School Customers (Principal/Community) who have signed a partnership agreement with the Education Community.
• Cash rewards are only valid for Customer accounts tagged with the promotional code EDU## (EDU = Education Community identifier, ## = specified sequence number).
• The terms and conditions for cash rewards that will be given to customers who open an OCBC account follow the scheme and rewards above and are received net by the customer.
• The above program applies to opening a Tanda 360 Plus Digital/Tanda 360 Plus Savings account for NTB (New to Bank) Customers & NTB Reactivation Customers (specifically for the IDR 5 million AUM scheme, it must be bundled with a deposit product placement with a minimum of IDR 5,000,000 for a 3-month tenor).
• New customers (NTB) are declared eligible if they have:
• Successfully opened an account.
• Has met the AUM requirement specified above.
• The AUM position at the end of the month the account was opened, or at the latest by the end of the following month (M+1), meets the above requirements.
• New customers (NTB) Nyala customers with AUM of IDR 5 million will be eligible if they successfully open an account and place a deposit with a minimum monthly deposit of IDR 5,000,000 for a 3-month term on OCBC Mobile in the month the account was opened or at the latest by the end of the following month (M+1).
• New customers (NTB) provisions follow applicable Bank provisions:
• New CIF customers in 2026.
• New customers (NTB) Acquisition Reactivation of Existing CIF Customers with the following CIF conditions as of December 31, 2025:
• Existing CIFs who do not have a savings account
• Existing CIFs who have a savings account, but it is dormant and has a zero balance
• Existing CIFs who have previously owned products other than savings accounts (e.g., credit cards, personal loans, mortgages, digital lending, etc.)
• Cash rewards will be awarded to customers no later than the fourth week of the following month after eligibility has been verified.
• This program cannot overlap with exclusive gift programs (e.g., suitcases or other gifts).
• This program is valid from May 1, 2026, to December 31, 2026.

Other Terms & Conditions:

1. The OCBC Credit Card must be active, not blocked, not in arrears, and have sufficient remaining credit limit.
2. Transactions included in this program are tuition payments made offline via the OCBC EDC available at Santa Laurensia Alam Sutera School.
3. Valid for transactions not yet printed on the billing statement.
4. Transactions converted to instalments are based on the transaction date.
5. Transactions converted to instalments do NOT earn Poinseru/Travel Miles/Voyage Miles.
6. At the time of the instalment conversion request, the temporary limit increase request is not in progress.
7. Independent instalment requests must be submitted a maximum of 2 (two) business days before the Credit Card billing cycle date, and the instalment conversion process cannot be processed after the billing cycle date.
8. Transactions will be converted to instalments no later than 2 calendar days after the request is submitted.
9. Independent instalment processing will incur an administration fee of IDR 25,000 applied to the Credit Card holder's billing statement.
10. Cancellation or early payment of instalments will incur a penalty fee of IDR 200,000 per transaction. These fees will be billed to the customer's Credit Card bill the following month.
11. For further information, please contact the OCBC Tanya contact centre at 1500-999 or +62-21-26506300 (from overseas).
12. OCBC Bank reserves the right and authority to amend, add, and/or reduce these Terms and Conditions by notification through any medium deemed appropriate by the Bank, considering the provisions and regulations. applicable laws and regulations.
13. These Program Terms and Conditions are an integral and inseparable part of the General Credit Card Terms and Conditions applicable to Bank OCBC.
14. PT Bank OCBC NISP Tbk is licensed and supervised by the Financial Services Authority and Bank Indonesia and is a participant in the LPS guarantee program.

Transaction Program Terms and Conditions

1. Applicable to Education Community Customers (Principal/Partner) who have signed a partnership agreement with the Education Community.
2. Applicable to new customers (NTB) (New to Bank) from Education Community members.
3. New customer requirements (NTB) are subject to the following criteria:
   1. Customers who are new CIF customers until 2026.
   2. Acquisition of NTB Reactivation of Existing CIF Customers whose CIF status as of December 31, 2025, is as follows:
      • Existing CIFs who do not have a savings account
      • Existing CIFs who have a savings account but are dormant and have a balance of 0.
      • Existing CIFs who have previously owned products other than savings (e.g., credit cards, personal loans, mortgages, digital lending, etc.)
4. Principals must have an OCBC checking account and OCBC merchant/payment facilities: EDC, QRIS, and/or Virtual Account.
5. Cashback applies to customer accounts tagged with the promotional code EDU## (EDU = Education Community identifier, ## = specified sequence number).
6. Cash rewards will be credited to customers no later than the fourth week of the following month after eligibility verification.
7. The program is valid from May 1, 2026, to December 31, 2026.