Bonus Interest Mission

Program Mission Bonus Interest 1-2-3

1. Program period: 1 June – 31 August 2026.
2. The program is valid for individual/individual customers, with the following details
   • Existing Premier Banking customers >=3 months.
   • Existing customers with CIF number >= 3 months who are upgraded to Premier Banking in the same month as the month of joining the program.
3. The program is not valid for OCBC employees.
4. Bonus interest is only valid for savings in Rupiah currency.
5. The program provides bonus interest up to 4,68% p.a. for the total growth of the average balance of Rupiah savings each month by completing the following missions:

   Mission	Mission 1: Grow your Savings	Mission 2: Grow your Wealth	Mission 3: Grow your Transaction
   Bonus interest (p.a)	+1,88%	+2%	+0,8%
   Total accumulated bonus interest in the month of the mission (p.a.)	Complete Mission 1 +1,88%	Complete Mission 1 + Mission 2 +3,88%	Complete Mission 1 + 2 + 3 +4,68%

   How to get Bonus Interest:

   	Activities	Bonus Interest	Terms & Condition
   Mission #1	Increase the average balance growth of min. IDR 100 million per month.	+1,88% p.a.	The increase in the balance that is considered is the average balance of savings in the current month compared to the average balance in the previous month. Excludes balances on hold. The balance that is considered is the sum of the balance from the following Savings accounts: Tanda 360 Tanda 360 Plus Tanda 360 Plus Digital Tanda 360 Plus Komunitas Only valid for accounts in Rupiah. Only valid for accounts with a single name.. If the Customer has more than 1 (one) savings account, then the average balance for each account will be added up to be the basis for calculating the balance increase. Excludes balances on hold.
   Mission #2	Open one of the following products with min. IDR 100 million or equivalent: Bonds Mutual Funds Insurance	+2% p.a.	Product placement must be made in the same month as the month of increase in the average balance of the account. Minimum placement of IDR 100 million or equivalent. Not applicable to Money Market Mutual Funds. Applicable to Primary Market & Secondary Market Bonds.
   Mission #3	Make one of the following transactions: Minimum equivalent foreign exchange transactions IDR10 Million Min. Debit Transactions IDR10 Million Min QRIS transaction IDR10 Million	+0,8% p.a.	Foreign exchange purchase transactions or debit transactions or QRIS OCBC mobile must be made in the same month as the month of increase in the average account balance. The minimum eligible transaction is min. IDR 10 Million for one of the foreign exchange or Debit or QRIS transactions. Foreign exchange transactions are valid for transactions (purchase or sell) of all types of foreign currency from IDR accounts available on OCBC mobile. Debit transactions include domestic, overseas and online debit transactions. QRIS transactions are only counted as QRIS transactions for payments at merchants, both domestic and foreign. The value of foreign exchange purchases will be calculated using nominal in the form of Rupiah equivalent when buying or selling foreign currency.

6. Calculation of bonus interest:
   • Bonus interest is calculated based on the sum of the average balance of the following Rupiah savings products:
     1. Tanda 360
     2. Tanda 360 Plus
     3. Tanda 360 Plus Digital
     4. Tanda 360 Plus Komunitas
   • The average balance is calculated by the sum of the balance from the 1st to the end of the month, divided by the total days of the month (30/31).
   • If the customer has more than 1 (one) account, the average balance of each account in the following month will be added to be the basis for calculating bonus interest.
   • The minimum monthly average balance growth to get the bonus interest is IDR 100 Million and the maximum monthly average balance growth to get the bonus interest is IDR 2 Billion.
   • The average balance does not take into account hold balance and the balance of the following products:
     1. Tabungan TAKA IDR
     2. RDN-IDR
     3. Tanda Premium – IDR,
     4. Tanda Karyawan ON
     5. Product Tabungan Syariah
   • Bonus interest will be credited at the end of the following month (M+1) to the active customer's account with the highest average balance.
7. Customers will still get interest from the Savings account in accordance with the applicable interest rate provisions.
8. The additional interest given has been deducted from the savings interest tax.
9. This program cannot be combined with Premier Banking Take Off Program (web.ocbc.id/pb-takeoff).
10. This program can be combined with Premier Top Up Program (web.ocbc.id/pb-topup).

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