Enjoy Time Deposit interest rate up to 5.88% p.a, and additional rewards up to IDR 3 Million

Exclusive for OCBC Premier Banking Customers, top up funds (fresh funds required) and get special Time Deposit interest plus additional rewards with the following schemes:

Terms & Condition Time Deposit special rate:

• Program period: 1 – 31 July 2026
• Valid only for "New to Product" customers (customers who have not held a Time Deposit product since January 1, 2026).
• Placements must be made via OCBC mobile by selecting the applicable Promo Code from the list provided in the app.
• Interest rates are subject to change at any time without prior notice to the customer.
• Ensure you select the correct promo code from the list in your OCBC mobile app. If a promo code is not used, the Time Deposit interest rate applied will be the standard online Time Deposit rate.
• Please verify the applicable Time Deposit interest rate before confirming the placement. The interest rate you receive will be the one stated in the Time Deposit confirmation sent via email.
• The Bank reserves the right, at its sole discretion, to suspend or cancel the awarding of rewards for Time Deposit placements under this promotion in the event of any indication of fraud, irregularities, or violations of these Terms & Conditions.
• The Bank reserves the right to modify, add to, and/or amend these Terms & Conditions, subject to applicable laws and regulations.

Additional Reward Terms & Condition:

1. Customers are entitled to receive rewards if they meet the following conditions:
1. This program is applicable to OCBC Premier Banking customers (“Customers”), subject to the following conditions:
• Customers who have been registered as OCBC Premier Banking customers for a minimum of three (3) months
• Customers who have been registered as OCBC customers (non-Premier Banking) for a minimum of three (3) months and are successfully upgraded to OCBC Premier Banking in the same month as program enrollment.
2. Customers may contact Relationship Manager to join the program. Bundling Deposit with special Deposit interest rate in this program is only valid for placement through OCBC mobile.
3. Reward eligibility will be calculated based on the growth of total managed funds in the month the Customer participates in the program compared to the Customer’s total managed funds in the preceding month (net growth).

Example: If a Customer’s total managed funds prior to joining the program is IDR0, to receive the maximum reward of IDR3 million, the Customer must top up funds amounting to IDR3 billion.

4. Fund placements counted toward the growth of total managed funds must be made in specified eligible products, either through top-ups or new product openings, with funds originating from outside OCBC.
5. Fulfillment of the program scheme must be completed within the same month as program enrollment. Example: If a Customer enrolls in the program on 2 January 2026, the Customer must complete the fresh fund placement and new product opening by 31 January 2026.
6. The additional reward of 0.1% is valid for the minimum growth of total assets under management of IDR 100 Million and is valid in multiples, up to the maximum value specified in the program scheme.
7. Each Customer may participate in this program only once (1 time) during the calendar year 2026.

2. Rewards will be credited no later than the following month to the Customer’s active Tanda 360 Plus IDR or iB Mudharabah IDR account, after all applicable Terms & Conditions have been fulfilled. For placements in Sharia-compliant products, rewards will be credited in the form of Poinseru with an equivalent value in accordance with the program scheme. The form and mechanism of reward distribution may be adjusted from time to time, subject to the maximum reward amount stated.
3. Participation in the Premier Top Up Program cannot be combined with other programs from the Premier segment (such as Premier Take Off & OCBC Summer Camp Program) or other segments but may be combined with the programs of each product that fall under the selected product category.
4. The Bank, at its discretion and consideration, has the right to suspend or cancel the award of rewards if there is an indication of fraud, impropriety or violation of these Terms and Conditions.
5. The Bank has the right and authority to amend, add and/or reduce these Terms and Conditions with notice through the media deemed good by the Bank by taking into account the provisions and applicable laws and regulations.