Celebrate Your Child’s School Promotion by Growing Their Savings and Get Cashback of up to IDR 100.000

Follow these steps to get rewards up to IDR 100,000:

1. Top up Tanda Junior Savings Account
2. Maintain a minimum Average Daily Balance increase of IDR 1.000.000

Increase in Average Daily Balance

Note: Average Daily Balance refers to the average account balance calculated based on the daily closing balance for one month

Terms & Conditions

1. Program Period: 1 July – 31 August 2026
2. Applicable for Tanda Junior account with the following criteria:
   • Account was opened on or before 31 April 2026
   • The Account is maintained in IDR
   • The account holders aged under 17 years old
3. Customers top up their Tanda Junior savings account during the program period
4. Customers must maintain an increase in their average daily balance min. IDR 1.000.000
5. Cashback will be determined based on the increase in the average daily balance for July and August 2026, using the June 2026 average daily balance as the baseline
6. Cashback will be credited to the eligible customer’s Tanda Junior in September 2026, following the end of the program period
7. Cashback will only be credited if the eligible account remains active and has not been closed at the time of reward crediting
8. Maximum cashback per Tanda Junior savings account is IDR 100.000
9. If customer has more than 1 Child account, each account must independently satisfy all program terms and conditions to qualify for the cashback reward
10. Reward Calculation Example:
    • Scenario 1

      Month	Average Daily Balance	Calculation
      June	IDR 500.000	- Average Daily Balance for July & August: (IDR 1.000.000 + IDR 2.000.000)/2 = IDR 1.500.000 - Average Daily Balance increase: IDR 1.500.000 – IDR 500.000 = IDR 1.000.000
      July	IDR 1.000.000
      August	IDR 2.000.000

      Result: The increase in the average daily balance for July & August, compared with June 2026 baseline is IDR 1.000.000. The customer is eligible to receive cashback.

    • Scenario 2

      Month	Average Daily Balance	Calculation
      June	IDR 1.000.000	- Average Daily Balance for July & August: (IDR 2.000.000 + IDR 500.000)/2 = IDR 1.250.000 - Average Daily Balance increase: IDR 1.250.000 – IDR 1.000.000 = IDR 250.000
      July	IDR 2.000.000
      August	IDR 500.000

      Result: The increase in the average daily balance for July & August, compared with June 2026 baseline is IDR 250.000. The customer is not eligible to receive cashback.

General Terms & Conditions

1. The Bank reserves the right to cancel the cashback reward if there is any indication of fraud, suspicious activity, or non-compliance with the applicable program terms and conditions.
2. The Bank may update these program terms and conditions from time to time by providing prior notice through the Bank’s official communication channels, in accordance with regulations.