Move your mortgage, get more cashback

OCBC Takeover Facility Program

Transfer your mortgage/KPR iB and KMG and get additional cash with low interest and an easy process. Tenor up to 25 years, financing for various types of housing, and light daily interest with KPR/KMG Kendali.

The Simple Take Over Program Terms are as follows:

• Credit/financing facility has been running for at least 24 months and is still active.
• There are 9 selected original banks using the simple take over facility program (including Sharia).
• Property types: House and Ruko / Rukan (shop houses / commercial houses).
• Maximum credit/financing limit of IDR 5 billion (including top-up limit).
• Program period until June 30, 2027 (credit/financing disbursement).

A. Cashback on Mortgage Fees

The Mortgage Fee Cashback terms apply to facilities, including the Simple Take Over Program, as follows:

1. Primary Facility: cashback on the Administration Fee, Credit Agreement Fee (PK), and APHKJ.
2. Secondary/Takeover/Refinancing/Retention Program Facility: cashback on the Appraisal Fee, Administration Fee, and Credit Agreement Fee (PK).
3. Applies to all Regular, Kendali, and Easy Start feature types.
4. Facility/Financing:
   • Mortgage Financing/KPR iB/KII/KPT – Primary (Primary KPR applies to Ready Stock and ready for handover).
   • Mortgage Financing/KPR iB/KII/KPT – Secondary.
   • KPR /KII/KMG Take Over/Take Over Top Up/Top Up Regular
5. Customers will still make KPR fee payments according to the terms. The fee cashback will be given after the loan is disbursed in the form of a gold savings account in the customer's name at OCBC.
6. This KPR Fee Cashback only applies to conventional KPR facilities.
7. The KPR Fee Cashback Program period is valid until December 2026.

B. CASHBACK 0.25% FROM CREDIT/FINANCING CEILING

Cashback of 0.25% from the credit disbursement ceiling applies to KPR/KPR iB/KII Primary & Secondary Facilities, Take Over/Top Up/Retention Program.

The terms for 0.25% Cashback are as follows:

1. Customers must fill out and sign the program participation form.
2. Cashback will be given no later than 1 month from the credit disbursement date.
3. Applicable to all types of features: Regular, Controlled, and Easy Start.
4. Facilities/Financing:
   • KPR/KPR iB/KII - Primary Facility (Primary KPR applies to Ready Stock and ready for handover)
   • KPR/KPR iB/KII - Secondary Facility
   • KPR /KII/KMG Take Over/Take Over Top Up/Top Up Regular
5. Applies to conventional & Sharia facilities.
6. Must be covered by credit life insurance during the credit tenor (terms and conditions apply*).
7. Other terms are as per OCBC internal regulations.
8. The 0.25% cashback program period is valid until December 2026.