Earn cash rewards up to IDR 800,000 by following these steps:

1. New customers: Open Nyala and earn cash rewards up to IDR 250,000

   Program Scheme	Combined Balance	Cash reward*
   Open Nyala + Time Deposit IDR 2 million (tenor 6 months)	IDR 2,000,000	IDR 50,000
   Open Nyala & saving	IDR 25,000,000	IDR 150,000
   Open Nyala & saving	IDR 50,000,000	IDR 250,000

2. Additional cash reward for opening a Child Savings Account (Young Nyala) in OCBC Mobile using promo code ECOED11

   Program Scheme	Saving Balance	Cash reward*
   Open Young Nyala IDR 500k	IDR 500,000	IDR 50,000

3. Earn cash reward for the first payment at the course center

   Transaction Type*	Transaction Minimum	Cash reward*
   QRIS OCBC via OCBC Mobile	IDR 2,000,000	IDR 200,000
   QRIS OCBC via OCBC Mobile	IDR 5,000,000	IDR 500,000

Only payment using OCBC Mobile applied for this program

Terms and Conditions:

1. Nyala scheme is only valid for new customers, existing customers may join via additional Young Nyala account opening
2. New customers may join Nyala or bundle with Young Nyala via OCBC Mobile, promo code ECOED11 is mandatory
3. Customers are eligible if they meet the required balance by end of account opening month or latest by following month (M+1)
4. Cash rewards will be credited the following month, no later than week 4 after eligibility is confirmed
5. Eligibility requires promo code ECOED11
6. Cash rewards apply to payments using OCBC debit card, QRIS OCBC, or virtual account via OCBC Mobile at Matematika Sakamoto Kediri
7. Transaction types follow the course center’s payment policy
8. Cash reward is limited to once per customer
9. Applies only to the first transaction (except monthly payments)
10. Only valid for accounts opened using promo code ECOED11 via digital or specified office branch
11. OCBC reserves the right to suspend/cancel rewards in case of fraud or violations.
12. For more info, contact OCBC 1500-999 or visit www.ocbc.id
13. Terms comply with applicable regulations including Financial Services Authority rules.
14. OCBC reserves the right to amend terms with notice