Special Event

Investments start from IDR 1 Million at SBR015 through OCBC mobile

28 Sep 2026 - 22 Oct 2026

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Savings Bond Retail (SBR) 2026 Series SBR015T2 and SBR015T4

Savings Bond Retail (SBR) provides an opportunity for Indonesians to participate in supporting the improvement of human resources quality and is a safe and profitable alternative investment instrument.

Terms and Conditions

OCBC Bank is committed to marketing SBR015T2 and SBR015T4 in the primary market according to customer needs. As a manifestation of our commitment, and supported by a professional team, OCBC Bank is ready to serve you.

Details of SBR015T2 and SBR015T4

Details SBR015T2 SBR015T4
Issuer Government of the Republic of Indonesia
Investor Target Individu, Warga Negara Indonesia
Offering Period 28 September 2026 (09.00 WIB) – 22 October 2026 (10.00 WIB)
Allotment Date 26 October 2026
Settlement Date 28 October 2026
Bond Type Government Bonds without a certificate; Cannot be traded on the secondary market; Cannot be cashed in until maturity, except during the Early Redemption period.
Coupon Payment On the 10th date every month.
If the Coupon Payment Date is not a business day, the coupon payment will be made on the next business day without interest compensation. A business day is a day on which Bank Indonesia operates the payment system.
Coupon Type Floating with a minimum coupon rate (floating with floor)
First Coupon Payment 10 December 2026
Underlying Asset BMN dan Proyek/Kegiatan Kementrian/Lembaga pada APBN 2025
Maturity Date 10 October 2028
(2-year tenure)
10 October 2030
(4-year tenure)
Coupon Rate 6,75% p.a. 6,85% p.a.
Minimum Order Minimum IDR 1,000,000.- (minimum one million rupiah)
Nominal per Unit IDR 1,000,000.- (one million rupiah)
Maximum Order IDR 5,000,000,000.- (five billion rupiah) IDR 10,000,000,000.- (ten billion rupiah)

Important: The coupon rate does not include the calculation of taxes and custody fees.

Get a 0.1% Cash Rebate for Ordering SBR015

Valid for minimum orders of IDR 50,000,000/series and multiples of IDR 50,000,000.

Cash rebates will be paid no later than 1 month after the Settlement Date to the account used to order SBR015.

Illustration of Cash Rebate Calculation: 

Accumulation of Nominal Completed Order Cash Rebate Value
IDR 50,000,000.- IDR 50,000.-
IDR 130,000,000.- IDR 100,000.-
IDR 234,000,000.- IDR 200,000.-

All tax obligations arising in connection with the cash rebate received will be the full responsibility of the Customer in accordance with tax provisions based on applicable laws and regulations. OCBC has no responsibility in any form for the Customer's tax obligations.

Video link for how to transact on OCBC mobile: https://youtu.be/UmAg15ii23w?feature=shared

Link for transacting on OCBC mobile: https://open.ocbc.id/lAXz/too2wl1n

Invest your funds immediately in SBR015T2 and SBR015T4.

For more information, contact our Call Center or visit the nearest OCBC Bank branch.

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