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Individual

Detailed information on interest and transaction fees for OCBC individual products

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Further Informations

Related information about Individual

Informasi pada link berikut: https://www.ocbc.id/id/individu/simpanan/tabungan/tanda360-plus

Effective from 1 March 2023, there are changes in features, service, benefit, and fees with details as follows:

No. Product Name
Valid until 28 February 2023 Effective from 1 March 2023
1. Tanda 360 Tanda 360
2. Tanda Silver
3. Tabungan Harian
4. Tabungan Bisnis
5. Tanda Senior
6. Tanda Co Branding
7. Tanda Wulan
8. Tanda Gold
9. Tanda Reguler
10. Tabungan Tanda
11. Tabungan Bundling (IDR)
12. E-One Saving
13. Tanda Bundling Valas (IDR)
14. Tanda 360 Komunitas*

*Effective per 1 March 2023, Tanda 360 Komunitas porduct will be used specifically for payroll and community accounts. For Tanda 360 Komunitas account (Non Payroll and Non Komunitas) will be adjusted to Produk Tanda 360. More details:

The following are the interest rate apply to Tanda 360 Product:

Tiering Interest Rate (% p.a)
< IDR 50 mio 0,00%
≥ IDR 50 mio 0,10%
  • Interest rate can change at any time according to he provisions in force at bank OCBC
  • Method of calculating multilevel daily interest payments

The following are term of features, services and fees for Tanda 360 Product:

Conditions TANDA 360
Currency IDR
Account Statement Passbook/ E-Statement/ Statement
Initial Deposit IDR 200.000
Admin Fee (monthly) Passbook IDR 5.000
E-Statement/ Statement Free
Minimum Average Balance (monthly) IDR 10.000.000
S/C for below minimum average balance (monthly) IDR 12.500
Closing Fee IDR 100.000
Dormant Account fee (monthly) IDR 15.000
Inactive Account fee (monthly)
(Effective May 8 2026)		 IDR 15.000
Printed Statement Fee IDR 20.000/month
No. Product Name
Valid until 28 February 2023 Effective from 1 March 2023
1. Tanda 7 Tanda Premium

Effective from 1 March 2023, Tanda 7 product will be adjusted to Tanda Premium product. More details click here

No. Product Name
Valid until 28 February 2023 Effective from 1 March 2023
1. E-One Transaction Tanda 360 Plus
2. Tanda 360 @ Work

Effective from 1 March 2023, E-One Transaction and Tanda 360 @Work product will be adjusted to Tanda 360 Plus. More details click here

Informasi pada link berikut: https://www.ocbc.id/id/individu/simpanan/tabungan/tanda-premium

Regulations

Currency SGD
Initial Deposit SGD 500
Min. Monthly Balance SGD 20
Monthly Administration Fees No Fee
Closing Fee SGD 20
Minimum Balance Fee SGD 2
ATM Card* Effective August 15, 2024, for Tanda Valas SGD, ATM/Debit Card facilities not available
Inactive/ Dormant Account Fee / month SGD 2

*Customers SGD-only ATM/Debit cards can continue to be used until their expiration date. Replacement ATM/Debit cards will not be issued.

Interest Rate Information

Tiering Interest Rate(% p.a)
All Nominal 0.00%

Informasi pada link berikut: https://www.ocbc.id/id/individu/simpanan/tabungan/tanda-junior

Informasi pada link berikut: https://www.ocbc.id/id/individu/simpanan/tabungan/tabunganku

Informasi pada link berikut: https://www.ocbc.id/id/individu/simpanan/tabungan/ocbc-simpel

Information is available at the following link

https://www.ocbc.id/en/individu/simpanan/tabungan-berjangka/taka-bunga

Information is available at the following link

https://www.ocbc.id/en/individu/simpanan/tabungan-berjangka/taka-hadiah

Information is available at the following link

https://www.ocbc.id/en/individu/simpanan/tabungan-berjangka/taka-bunga-pasti

Information is available at the following link

https://www.ocbc.id/en/individu/simpanan/deposito/deposito-idr

 

Information is available at the following link

https://www.ocbc.id/en/individu/simpanan/deposito/deposito-valas

Setoran Antar Cabang OCBC NISP

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Untuk Rekening Rupiah Free Free Free Free Free
Untuk Rekening Valas USD & non USD/td> Kurs Jual TT Kurs Jual TT Kurs Jual TT Kurs Jual TT Kurs Jual TT

Pindah Buku

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Pindah buku dengan mata uang yang sama Free Free Free Free Free
Pindah buku dengan mata uang berbeda Kurs Jual TT Kurs Jual TT Kurs Jual TT Kurs Jual TT Kurs Jual TT

Setoran warkat Bank OCBC NISP

a. Biaya Kliring dan Intercity

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Biaya Setoran warkat kliring 2,000 / warkat 2,000 / warkat 2,000 / warkat 2,000 / warkat Free 50x per bulan
Biaya Setoran warkat kliring + Intercity 2000 + 0 2000 + 0 2000 + 0 2000 + 0 2000 + 0
Biaya tolakan kliring 125.000 125.000 125.000 125.000 125.000
Biaya pemrosesan warkat dengan nominal diatas Rp.500juta (dibebankan kepada nasabah penerbit warkat) termasuk biaya RTGS ke bank penerima / penagih warkat 125.000 125.000 125.000 125.000 125.000

b. Setoran warkat Inkaso

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Biaya Setoran warkat inkaso Ke luar kota yang terdapat Cabang OCBC NISP + biaya kliring 10.000,-/ warkat + IDR 2.000,-/warkat 10.000,-/ warkat + IDR 2.000,-/warkat 10.000,-/ warkat + IDR 2.000,-/warkat 10.000,-/ warkat + IDR 2.000,-/warkat F10.000,-/ warkat + IDR 2.000,-/warkat
Biaya Setoran warkat inkaso Ke luar kota yang tidak terdapat Cabang OCBC NISP + biaya kliring + biaya Bank Perantara 10.000,-/ warkat + IDR 2.000/ warkat + Biaya Bank Perantara / warkat 10.000,-/ warkat + IDR 2.000/ warkat + Biaya Bank Perantara / warkat 10.000,-/ warkat + IDR 2.000/ warkat + Biaya Bank Perantara / warkat 10.000,-/ warkat + IDR 2.000/ warkat + Biaya Bank Perantara / warkat 10.000,-/ warkat + IDR 2.000/ warkat + Biaya Bank Perantara / warkat

Effective June 5, 2023, the limit for Bank Notes transactions applies on the following link

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Untuk Rekening Rupiah Kurs Beli TT Kurs Beli TT Kurs Beli TT Kurs Beli TT Kurs Beli TT
Untuk Rekening Valas dengan mata uang : USD,SGD, EUR, AUD, GBP, JPY, CNH setara USD 50.000 per hari per rekening Free Free Free Free Free
Di atas batas harian Free Free Free Free Free
Setoran Bank Notes Denominasi USD ≤ 50 Provisi 1% dari total nominal pecahan yang dikenakan biaya Provisi 1% dari total nominal pecahan yang dikenakan biaya Provisi 1% dari total nominal pecahan yang dikenakan biaya Provisi 1% dari total nominal pecahan yang dikenakan biaya Provisi 1% dari total nominal pecahan yang dikenakan biaya
SGD ≤ 20 Provisi 1% dari total nominal pecahan yang dikenakan biaya Provisi 1% dari total nominal pecahan yang dikenakan biaya Provisi 1% dari total nominal pecahan yang dikenakan biaya Provisi 1% dari total nominal pecahan yang dikenakan biaya Provisi 1% dari total nominal pecahan yang dikenakan biaya
Setoran Uang Kertas Asing USD CAP Provisi 1% dari total nominal Provisi 1% dari total nominal Provisi 1% dari total nominal Provisi 1% dari total nominal Provisi 1% dari total nominal

Pindah Buku

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Pindah buku dengan mata uang yang sama Bebas Bebas Bebas Bebas Bebas
Pindah buku dengan mata uang berbeda Kurs Beli dan Jual TT Kurs Beli dan Jual TT Kurs Beli dan Jual TT Kurs Beli dan Jual TT Kurs Beli dan Jual TT
Pindah buku antar mata uang yang berbeda dalam rekening Multicurrency Kurs Beli dan Jual TT Kurs Beli dan Jual TT Kurs Beli dan Jual TT Kurs Beli dan Jual TT Kurs Beli dan Jual TT

For Giro Account & Multi Currency Foreign Exchange withdrawals in USD, SGD, EUR, AUD, GBP, JPY, CNH

Transaction Type Normal Fee Rate Fee for Premier Customer Fee for Nyala Fee for Nyala Individu Fee for Nyala Business
Equivalent USD 2,500 per month per account Free Free Free Free Free
Above the month limit Provisi 0.5% Provisi 0.5% Provisi 0.5% Provisi 0.5% Provisi 0.5%

For Saving Account with foreign currency withdrawals in USD, SGD, EUR, AUD, GBP, JPY, CNH

Transaction Type Normal Fee Rate Fee Rate for Nyala Customer /Nyala Business Fee for Premier Customer Fee for Private Customer
Equivalent USD 2,500 per day or Equivalent USD 25,000/month Free Free Free Free
Equivalent USD 5,000 per day or Equivalent 50,000/month Provisi 0,50% Provisi 0,50% Free Free
Equivalent USD 10,000 per day or Equivalent 100,000/month Provisi 0,50% Provisi 0,50% Provisi 0,50%
 Free
Above nominal Provisi 0,50%
 Provisi 0,50% Provisi 0,50% Provisi 0,50%

PENARIKAN TUNAI Rupiah

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Nominal Penarikan < Rp. 5 Juta* 10.000 10.000 10.000 10.000 10.000
Nominal Penarikan > Rp. 5 Juta Free Free Free Free Free

Transfer to other bank

Type of Transactions Standard Fee Premier Banking Fee Nyala Fee Nyala Individu Fee Nyala Business Fee
LLG/SKN 2.900 2.900
 2.900 2.900 2.900
RTGS 2.900 Free of charge up to 10x per month via OCBC mobile, according to balance tier 30.000 30.000 30.000
BI-FAST 2.500 Free of change Free of change with no limits, according to level Nyala

Notes

  • The SKN/LLG Transfer Fee above already includes Bank Indonesia's fee of IDR1*,-/ fund transfer, based on PADG regulation No. 5 of 2024
  • The RTGS Transfer Fees above already include Bank Indonesia's fees of: Time: 06:30 to 10:00 WIB = IDR 6,000* | Time: >10:00 to 14:00 WIB = IDR 15,000* | Time: >14:00 to cut-off = IDR 21,000*, based on PADG regulation No. 8 of 2024
  • The BI-FAST Transfer Fee above already includes Bank Indonesia's fee of IDR19*,-/ fund transfer, based on PADG regulation No. 17 of 2023

*The costs do not include 11% VAT
**based on the quota that is reset every 3rd of each month



Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Biaya TELEX/SWIFT Giro Umum 50.000 50.000 50.000 50.000 50.000
Tabungan 50.000 Free 1x Per bulan (Tabungan dan Tabungan Multicurrency 50.000 50.000 50.000
Multicurrency 100.000 100.000 100.000 100.000 100.000
Biaya Provisi Giro Umum tidak melibatkan Valas 0.125% (min USD 10 – maks USD 150) atau setara 0.125% (min USD 10 – maks USD 150) atau setara 0.125% (min USD 10 – maks USD 150) atau setara 0.125% (min USD 10 – maks USD 150) atau setara 0.125% (min USD 10 – maks USD 150) atau setara
Tabungan tidak melibatkan Valas 0.125% (min USD 10 – maks USD 150) atau setara Free 1x Per bulan (Tabungan dan Tabungan Multicurrency)
*berlaku hanya untuk transaksi melalui One Mobile, 1x per bulan. 		0.125% (min USD 10 – maks USD 150) atau setara 0.125% (min USD 10 – maks USD 150) atau setara 0.125% (min USD 10 – maks USD 150) atau setara
Giro Umum dan Tabungan melibatkan Valas Free Free Free Free Free
Multicurrency Free Free Free Free Free
Biaya Full Amount sampai dengan Bank Koresponden Penerima*) USD 25 25 25 25 25
EUR 20 20 20 20 20
AUD 30 30 30 30 30
GBP 20 20 20 20 20
HKD 300 300 300 300 300
SGD 25 25 25 25 25
CNY/CNH 200 200 200 200 200
CAD 25 25 25 25 25
CHF
*CHF= 20 (Efektif 8 Mei) 		15 15 15 15 15
NZD 45 45 45 45 45
JPY




Transfer dana ≤ JPY 40 mio 5.000 5.000 5.000 5.000 5.000
Transfer dana > JPY 40 mio 5.000,- (sampai nominal transfer JPY 40 mio) + 0,05% dari sisa nominal transfer (0,05% x (nominal transfer – JPY 40 mio) 5.000,- (sampai nominal transfer JPY 40 mio) + 0,05% dari sisa nominal transfer (0,05% x (nominal transfer – JPY 40 mio) 5.000,- (sampai nominal transfer JPY 40 mio) + 0,05% dari sisa nominal transfer (0,05% x (nominal transfer – JPY 40 mio) 5.000,- (sampai nominal transfer JPY 40 mio) + 0,05% dari sisa nominal transfer (0,05% x (nominal transfer – JPY 40 mio) 5.000,- (sampai nominal transfer JPY 40 mio) + 0,05% dari sisa nominal transfer (0,05% x (nominal transfer – JPY 40 mio)
Biaya Incoming Transfer Full Amount/OUR Free Free Free Free Free
Beneficiary (BEN)/Sharing (SHA)
USD USD 5 USD 5 USD 5 USD 5 USD 5
EUR EUR 3,5 EUR 3,5 EUR 3,5 EUR 3,5 EUR 3,5
AUD AUD 6 AUD 6 AUD 6 AUD 6 AUD 6
GBP GBP 2,5 GBP 2,5 GBP 2,5 GBP 2,5 GBP 2,5
HKD HKD 35 HKD 35 HKD 35 HKD 35 HKD 35
SGD SGD 7,5 SGD 7,5 SGD 7,5 SGD 7,5 SGD 7,5
CNY CNY 32 CNY 32 CNY 32 CNY 32 CNY 32
CAD CAD 6 CAD 6 CAD 6 CAD 6 CAD 6
CHF CHF 6 CHF 6 CHF 6 CHF 6 CHF 6
NZD NZD 9 NZD 9 NZD 9 NZD 9 NZD 9

Effective 23 September 2024

Transaction Type Normal Fee Rate Fee for Premium Customer Fee for Nyala Fee for Nyala Business
Monthly Card Administration Fee   10.000 10.000 10.000 10.000
Applying for a new ATM card under a name   Free Free Free Free
Replacing a lost or damaged ATM card   40.000 40.000 40.000 40.000
Replacing a lost, expired, or damaged savings book   40.000 40.000 40.000 40.000
Replacing a lost or damaged special design ATM card   75.000 75.000 75.000 75.000
Purchasing a checkbook   100.000 100.000 100.000 100.000
Request fora transaction receipt copy <= 3 months 5.000 5.000 5.000 5.000
>3 months 10.000 10.000 10.000 10.000
<= 6 months 5.000 5.000 5.000 5.000
Request for a bank statement for a specific month >6-12 months 15.000 15.000 15.000 15.000
>12 months 25.000 25.000 25.000 25.000
Issuance of a Bank Support Letter   150.000 150.000 150.000 150.000
Issuance of an Audit Confirmation Letter   100.000 100.000 100.000 100.000
Issuance of a Bank Reference Letter   50.000 50.000 50.000 50.000
Annual Rental Fee for a Safe Deposit Box Large type 1.500.000+ PPN 11% 1.500.000+ PPN 11% 1.500.000+ PPN 11% 1.500.000+ PPN 11%
Medium type 1.000.000+ PPN 11% 1.000.000+ PPN 11% 1.000.000+ PPN 11% 1.000.000+ PPN 11%
Small Type 600.000+ PPN 11% 600.000+ PPN 11% 600.000+ PPN 11% 600.000+ PPN 11%
Key Guarantee 1.000.000 1.000.000 1.000.000 1.000.000
Token Internet Banking Purchasing a New Token/Lost Token 200.000 200.000 200.000 200.000
Damaged token and flat battery Free Free Free Free
Service Charge   N/A 150.000 10.000 50.000
Printed Consolidated Report   25,000