Great Cancer Protection

Protecting Life, Strengthening Hope

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Cancer Risk Protection

Provides coverage for the Insured diagnosed with cancer and the coverage is still paid even if you already have similar/other insurance.

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Easy appliaction

No medical check-up required, only a health declaration.

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Affordable Premiums

Provides protection up to IDR 500 million with affordable premiums.

Other Advantages

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Affordable

Premiums start from IDR 63,720 per month

Partner Insurance Company

PT Great Eastern Life Indonesia

Further Information

Related information about Great Cancer Protection

Terms of Submitting Great Cancer Protection

  • Insured Entry Age: 18-55 years old
  • Policyholder Entry Age: 18 to 80 years old
  • Premium:
    • Currency: IDR
    • Payment Period: Monthly/Annual
    • Premium Amount: Premiums based on the sum assured amount and the Insured’s age
  • Cost: The cost is included in the premium paid by the policyholder.
  • Insured Amount: IDR 300 million / IDR 500 million
  • Policy Term : 1 year, renewable until the Insured reaches 65 years of age
  • Benefits: If the Insured is diagnosed with Cancer during the Coverage Period while this Policy remains active, the Insurance Company will pay a Cancer benefit equal to 100% of the Sum Assured, less any unpaid Premiums (if any), to the Policyholder, after which this Policy will terminate.

Insurance products are owned by the Insurance Company and are not products of PT Bank OCBC NISP Tbk. (“Bank”). The Bank does not act as an insurance agent or insurance broker.

The Insurance Company is fully responsible for the insurance products and the contents of the insurance policy issued for such products. Therefore, the Bank is not responsible in any form for the insurance products or the content of the insurance policies issued by the Insurance Company.

The use of the Bank's name, logo, and/or attributes in insurance product materials or documents is solely intended to indicate cooperation between the Bank and the Insurance Company.

Insurance products are not Bank deposit product and, as such, are not included in the government guarantee program or Deposit Insurance Corporation (Lembaga Penjamin Simpanan).

Premium paid by the Policyholder are including acquisition cost, administration, fund management, bank commission and marketing personnel commission.

The information in this document must be read and is subject to the provisions of the policy and other provisions that are related to the insurance product as per current as well as their changes afterward.

FAQ

Frequently Asked Questions about Great Cancer Protection

What is the description of GREAT Cancer Protection (GCP)?

Great Cancer Protection is an insurance product issued by PT Great Eastern Life Indonesia. This product provides a 100% Sum Assured benefit if the Insured is diagnosed with Cancer.

What is definition of covered Cancer?

A medical condition characterized by a malignant tumor resulting from uncontrolled cell growth that spreads and invades other tissues. This Critical Cancer condition must be confirmed by an oncologist or a pathologist specializing in the type of cancer, supported by histopathological examination results.

Who is meant by the Insured?

The Insured is the individual covered under the life insurance policy against potential risks arising to themselves.

What age calculation method is used for this product?

Last Birthday Method.

How does the Policyholders make premiums payments?

The Policyholders can pay premiums via OCBC virtual account.

What is the underwriting/selection system for this product?

Simplified Underwriting, through a health declaration only.

How long is the waiting period for this product?
60 calendar days calculated from the policy effective date.
How to purchase this product?

Purchases are made via a link directed to the GoGREAT platform (Great Eastern's platform), where the Customer independently completes the purchase and payment through the platform.

What are the procedures and terms for submitting a claim?
  1. The Policyholder/Insured/Beneficiary submits a fully and correctly completed claim form along with all required documents to Great Eastern Life Indonesia.
  2. The time limit for claim submission is 90 calendar days from the occurrence of the covered risk under the Policy.
  3. In the event that a claim submission exceeds the specified time limit, the claim shall become expired/invalid. Consequently, Great Eastern Life Indonesia will refuse to process the claim for Insurance Benefits under the Policy.
  4. Great Eastern Life Indonesia will pay the Insurance Benefit claim no later than 14 working days after the Insurance Benefit claim is approved by Great Eastern Life Indonesia.
  5. Great Eastern Life Indonesia reserves the right to request other supporting documents determined by Great Eastern Life Indonesia if deemed necessary regarding the payment of Insurance Benefits. Such documents may be submitted to Great Eastern Life Indonesia electronically without requiring hard copies.
  6. Great Eastern Life Indonesia reserves the right to investigate all claims submitted by the Policyholder, Beneficiary, or heirs of the Insured; therefore, the Policyholder, Beneficiary, or heirs of the Insured are obliged to provide and/or present the original documents required by Great Eastern Life Indonesia and provide statements to Great Eastern Life Indonesia if necessary.
  7. Great Eastern Life Indonesia specifies the supporting documents as follows:
    1. Critical illness claim form issued by the Company, fully and correctly filled out by the Policyholder/Insured.
    2. Doctor's medical certificate for the Critical Cancer claim corresponding to the specific type of Critical Cancer suffered by the Insured.
    3. Medical records/medical summary of the Insured or other relevant supporting medical documents (lab results, CT scan, MRI, X-ray, etc.).
    4. Proof of identity, such as an Identity Card (KTP), Family Card (KK), Driver's License (SIM), passport, or other valid official identification issued by authorized authorities belonging to the Policyholder/Insured.

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