Get Money Market Fund bonus for Secondary Market Bonds purchase

1. Money Market Fund (MMF) Reward Scheme for Secondary Market Bond Transactions:

Applies for purchases of Secondary Market Bonds via OCBC mobile

Criteria	Currency	Transactions		Reward Value of Money Market Mutual Funds (RDPU)
		Minimum	Multiples
New-To-Bank (New OCBC customers)	IDR	500.000.000	100.000.000	Rp 250.000 for each multiple of the transaction amount
	USD/EUR/AUD	50.000	10.000
	CNH	500.000	100.000
New-To-Product (Existing OCBC customers, but have never purchased bond products)	IDR	500.000.000	100.000.000	Rp 150.000 for each multiple of the transaction amount
	USD/EUR/AUD	50.000	10.000
	CNH	500.000	100.000
Existing (Existing OCBC customers and have purchased bond products)	IDR	10.000.000 - < 100.000.000	-	Rp 50.000 (not applicable for multiples, applicable for only 1 transaction per month)
	IDR	100.000.000	100.000.000	Rp 100.000 for each multiple of the transaction amount
	USD/EUR/AUD	20.000	10.000
	CNH	100.000	100.000

2. Additional Bonus Reward for Investment-Backed Loan (IBL) Customers:

Specifically for IBL customers who reinvest into Secondary Market Bonds, they will receive an additional reward of 0.05% in the form of MMF. Applies for IBL disbursements that made during the program period and for the first reinvestment transaction into Secondary Market Bonds that meets the bond program requirements after the IBL disbursement date, at the end of the following 1 month at the latest after the IBL disbursement date.

Terms & Conditions:

1. Program Period: 1 July – 30 September 2026.
2. New To Bank (NTB) is a CIF opened from 1 July 2026 and not a result of re-activation of an existing customer.
3. New To Product (NTP) is a Master Bond Customer (bond account) opened from 1 July 2026 and not a result of re-activation of an existing customer.
4. NTP and NTB program schemes only apply to the first transaction at the end of the following 1 month at the latest after the opening of the Master Bond Customer (bond account) and/or CIF, except for September where the transaction deadline is 30 September 2026. For subsequent transactions during the program period, the Existing customers scheme will be applied.
5. For NTP and NTB customer transactions that do not meet the minimum transaction, the Existing customers scheme will be applied.
6. For Existing customer scheme, it applies 1x per customer per month and only applies to bond purchases in IDR via OCBC mobile.
7. For the Additional Reward for IBL Customers, the following terms apply:
1. The maximum nominal amount eligible for the additional reward is the Loan Disbursement amount, rounded down to the nearest IDR 100 million.
2. Collaterals for IBL are only Deposits (LTV 100%) or Bonds (LTV 80%).
3. Applies to IBL disbursements made during the program period.
4. Only applies to the first eligible transaction after the IBL disbursement date.
5. Bond purchases from IBL disbursement proceeds only apply to the first transaction until at the end of the following 1 month at the latest after the IBL disbursement date, including for disbursements made in September 2026 where the bond purchase transaction can be made by the end of October 2026 at the latest.

IBL Disbursement Date	Latest Date for Bond Purchase
15 July 2026	31 August 2026
30 August 2026	30 September 2026
15 September 2026	31 October 2026

6. Customer rewards will be disbursed in the form of Money Market Fund (MMF).
7. Rewards apply for Secondary Market Bond purchase transactions via OCBC mobile.
8. Rewards are calculated per transaction and not cumulative.
9. Customer rewards will be credited within a maximum of 1 month after the month the transaction occurred.
10. This program applies only for Premier Banking customers.
11. This program does not apply for OCBC employees.
12. Customer must have a Mutual Fund SID to be able to receive rewards in the form of MMF in the month the transaction is performed.
13. If there is another program during the same period, reward crediting may be delayed to ensure rewards given to customers are not duplicated or repeated.
14. OCBC's decision is final and cannot be challenged or disputed.
15. OCBC reserves the right to adjust the program during the program period if necessary.
16. All tax obligations arising from the cash rebate received shall be the sole responsibility of the Customer in accordance with applicable tax regulations. OCBC bears no responsibility of any kind for the tax obligations of each Customer.

Program Illustration

Illustration for Secondary Bonds transaction program is as follow:

• New-To-Bank

  Customer A, New-To Bank with CIF opening date on 1 July 2026 performed below transactions:

  No.	Transaction Date	Currency	Bond Nominal Amount	MMF Reward (IDR)	Remarks
  1	10 July 2026	IDR	600.000.000	1.500.000	Eligible, New-To-Bank scheme
  2	13 July 2026	USD	55.000	500.000	Eligible, New-To-Bank scheme is only eligible for 1 transaction, for the subsequent transaction will follow scheme for Existing customers
  3	15 July 2026	IDR	15.000.000	50.000	Eligible, Existing customers scheme
  4	17 July 2026	IDR	80.000.000	-	Not Eligible, Existing customers scheme with amount IDR 10.000.000 - < 100.000.000 only eligible for 1 transaction per month
  5	30 July 2026	EUR	10.000	-	Not Eligible, Existing scheme, nominal amount is not meet the program’s requirement

• New-To-Product

  Customer B, New-To-Product with bond account opening date on 1 July 2026 performed below transactions:

  No.	Transaction Date	Currency	Bond Nominal Amount	MMF Reward (IDR)	Remarks
  1	10 July 2026	IDR	600.000.000	900.000	Eligible, New-To-Product scheme
  2	13 July 2026	USD	55.000	500.000	Eligible, New-To-Product scheme is only eligible for 1 transaction, for the subsequent transaction will follow scheme for Existing customers
  3	15 July 2026	IDR	15.000.000	50.000	Eligible, Existing customers scheme
  4	17 July 2026	IDR	80.000.000	-	Not Eligible, Existing customers scheme with amount IDR 10.000.000 - < 100.000.000 only eligible for 1 transaction per month
  5	30 July 2026	EUR	10.000	-	Not Eligible, Existing scheme, nominal amount is not meet the program’s requirement

• Existing

  Customer C, Existing customer, performed below transactions:

  No.	Transaction Date	Currency	Bond Nominal Amount	MMF Reward (IDR)	Remarks
  1	10 July 2026	IDR	600.000.000	600.000	Eligible, Existing customers scheme
  2	13 July 2026	USD	55.000	500.000	Eligible, Existing customers scheme
  3	15 July 2026	IDR	15.000.000	50.000	Eligible, Existing customers scheme
  4	17 July 2026	IDR	80.000.000	-	Not Eligible, Existing customers scheme with amount IDR 10.000.000 - < 100.000.000 only eligible for 1 transaction per month
  5	30 July 2026	EUR	10.000	-	Not Eligible, Existing scheme, nominal amount is not meet the program’s requirement

Illustration on Additional Bonus Reward for Investment-Backed Loan (IBL) Customers is as follow:

For further information, please contact your Premier Banking Relationship Manager, TANYA OCBC at 1500-999 / +62-21-26506300 (overseas) / +62-812-1500999 (WhatsApp) or by email: tanya@ocbc.id.