Special Promo at IFBC 2023

Especially for New OCBC NISP Customers, get a reward up to IDR 1.1 Million OR 1 Ticket (PP) Jakarta Singapore

Choose your own CUAN up to IDR 500K

1. Only valid for account opening at Nyala Booth
2. Only applies to product placement of TAKA/Deposit via ONE Mobile
3. Fulfilment of the terms and conditions of product placements must be done in the same day as the account opening.
4. Customers are required to make purchase/ payment transaction via ONe Mobile min. IDR 50K.
5. Fund placement for the opening TAKA/Deposit product must be fresh fund.
6. Prize is only valid if the account source name is the same as the Customer Name.
7. Gopay number must be the same as the mobile phone number registered with OCBC NISP.
8. Bank has the right not to credit Gopay prize if it is found that the mobile number registered on Gopay is different from the mobile number registered for account opening.
9. Prize can be given in other forms of equivalent value (while stock last).
10. Name of the account owner of the source of initial deposit funds must match the name registered in the OCBC NISP system. Fund transfers through third-party fund transfer applications and e-wallets (examples: Flip, OVO, Gopay) cause the source of funds cannot be verified and may cause customers to be ineligible to receive rewards.
11. BANK has the right not to process the awarding of Prizes to customers who based on OCBC NISP's assessment are indicated to have committed fraud on account opening and/or are included in the BANK OCBC NISP fraud list.

General Terms and Conditions of The Program:

1. Hereby, the Customer expressly agree and authorize the Bank OCBC NISP to debit, block and unblock an amount of funds according to the Customer’s choice in Program 1.
2. Interest rate is provided in accordance with applicable provisions in Banks informed to the Customer through the Bank office or other media with due according to the prevailing laws and regulations.
3. The Customer is fully aware and realize the prize in this Program are conditional prizes, the prizes will become the full property of the Customer if the Customer has complied with all the General Terms and Condition of the Program.
4. The Customer agree if the prize is not available to certain reasons, Bank OCBC NISP has the right to replace it with another prize with an equivalent value.
5. Closing products before the maturity date will follow the provisions of each product applicable to Bank OCBC NISP; whereas if my participation in this program ends due to: (i) Disbursement of online time deposit, or (ii) Closing of other savings account before the program period ended. I will be charged program penalty of the prize value and product closing fee according to the regulations at Bank OCBC NISP
6. In the event that the Customer dies within period according to the product chosen by the Customer, by law (i) all of the Customer’s obligation(s) will be transferred to the Customer’s heirs and (ii) all related terms and condition at Bank OCBC NISP with product and Program, including all provisions and laws regulations, will apply and be binding on the Customer’s heirs.
7. The power of attorney in these General Terms and Conditions cannot be revoked or withdrawn by the Customer or Customer’s heirs and will not end for any reason whatever including for reasons as provided for in Articles 1813, 1814 and 1816 of the Indonesian Civil Code.
8. Bank OCBC NISP has the right and authorize to change, add and/or correct the General Terms and Conditions of this Program by written notification at the Bank OCBC NISP office or other media with due according to the prevailing laws and regulations.

Poinseru Transaction Program

Get up to 30.000 Poinseru (equivalent to IDR 600K)

1. Customers are required to download/update the ONe Mobile application.
2. Customers are required to make transactions min. IDR 100K/transaction OR accumulated monthly transaction min. IDR 500K as much as 6x/ month
   • 3x transaction/ month prize 1,500 poinseru (equivalent to IDR 30K)
   • 6x transaction/month prize 5,000 poinseru (equivalent to IDR 100K)
3. Make Pay & Buy, Top Up e-Wallet, QRIS transaction via ONe Mobile for the first 6 months.
4. Transaction included in this program:
   • Top Up E-Money (GoPay/OVO/ONe Wallet/ShopeePay/DANA/LinkAja)
   • Purchase: Data Package, Electricity Token, Mobile Voucher and others
   • Payment: Electricity Bill, Water Bill and Postpaid Phone
   • Payment using ONe Mobile QR Pay at QRIS standard merchants.
5. Prize is given in the form of poinseru.
6. Further information: ocbcnisp.id/dibayarinpoinseru

Apply Credit Card and choose one of the benefits below:

1. Program Cashback 75% Up to IDR 225,000

• The customer is entitled to a 75% cashback per month for 3 consecutive months calculated from an approved credit card with a maximum cashback of IDR 75,000 per month, or a total of IDR 225,000 for 3 months.
• Minimum transaction accumulation of IDR 100 thousand per month
• Program applies to Titanium, 90°N and Platinum Credit Cards. Not valid for Voyage Credit Cards.
• Cashback will be credited up to 30HK after the shopping period
• If 1 customer submits more than 1 type of main credit card, the program only applies to 1 type of credit card and cashback will be credited to the credit card with the highest type
• The following is an illustrative example of cashback that customers can get:

  Period	Card Approved	Month 1	Month 2	Month 3	Total
  	12 Mar 2023	12 Apr 2023	12 May 2023	12 June 2023
  Ilustrasi 1	Accumulated Shopping	150.000	100.000	250.000
  	Cashback	75.000	75.000	75.000	225.000
  Ilustrasi 2	Accumulated Shopping	45.000	100.000	70.000
  	Cashback	0	75.000	0	75.000

2. Welcome Bonus 13.000 Travel Miles for OCBC NISP 90°N Credit Card

• Bonus 13,000 Travel Miles with a minimum accumulated transaction of IDR 40 million for 3 months from the time the card was approved.
• The calculation of Travel Miles that can be obtained by a customer by transacting IDR 40 million is as follows:

  Travel Miles Earnings (TM)
  Product Features (Every IDR 10,000 Domestic Transaction = 1 Travel Miles)	4.000 TM
  Bonus Travel Miles	13.000 TM
  Total Travel Miles	17.000 TM*



• 17.000 Travel Miles = 17 Krisflyer
  1. Exchange rate 17,000 Krisflyer = 1 Ticket from Jakarta to Singapore (Return, Economy Class – Saver) using Singapore Airlines
  2. Exchange from Travel Miles to Krisflyer can be done through Raih.id which can be accessed via a browser or the ONe Mobile application
• The cardholder must make a claim via SMS if the customer meets the above criteria to 6477 in the following format:
  OCBCNISP(space)BONUS90N(space)last 4 digit no. Credit Card
  Example: OCBCNISP BONUS90N 1234
• The claim period can be made up to the end of the 3rd month after the card is approved and the Travel Miles bonus will be given in the 4th month.
• If the Customer claims for the 13,000 Travel Miles Welcome Bonus program, he cannot take part in the 75% Apply Now Cashback program (Program No.1 above). The Bank will debit the Cashback that has been credited if the Customer chooses to claim the 13,000 Travel Miles Welcome Bonus program.

General Terms and Conditions:

1. Period: 3-5 November 2023
   The program period is based on the date the card was approved
2. This program only applies specifically to New Credit Card Customers
3. This program is valid for the first Basic Cardholder owned by the Customer according to the last 4 digits of the card number invited by the program. Not valid for Supplement Cards and Second Main Cards (AddOn).
4. Transactions on Supplementary cards are calculated on the Main Card
5. Does not apply to KPR bundling Credit Card applications
6. Transactions that are counted are only transactions on the invited Card and Transactions that are converted into Installments will still be counted.
7. Types of transactions that are not taken into account in this program include the following transactions:
   1. Cash advance and Loan on Phone (LOP) transactions.
   2. All credit card related fees.
   3. Transactions that are converted into installments and ongoing installments
   4. Disclaimer transactions, double posting, canceled transactions, and recurring payments.
8. When crediting Cashback and Travel Miles, the credit card status must be active and not in arrears. If the credit card status is inactive and in arrears, the customer will be disqualified from the program.
9. For further information, please contact Call OCBC NISP at 1500999.
10. Bank OCBC NISP has the authority to change, reduce, or add to the Terms and Conditions of this Program from time to time by making an announcement on Bank OCBC NISP's website.
11. The Terms and Conditions of this Program are an integral and inseparable part of the General Credit Card Terms and Conditions that apply to Bank OCBCNISP.