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Grow your gold and earn a bonus of up to IDR 1 million.

1 Sep 2026 - 31 Dec 2026

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Program Top Up

This program applies to customers who already hold a Gold Savings account.

Program Scheme
Gold Savings Top-Up Amount (IDR) Gold Savings Balance Bonus(IDR) Quota Per Month
5,000,008 50,000 100
15,000,008 150,000 40
25,000,008 250,000 30
50,000,008 500,000 20
100,000,008 1,000,000 20
TOTAL 210

Program Terms and Conditions :

  • Program Period: September 1 – December 31, 2026
  • Applicable to customers who already hold a Gold Savings account as well as those who open a new Gold Savings account during the program period and perform a top-up in accordance with the amounts specified in the table.
  • All amounts in the scheme table already include the unique digit "8" at the end (e.g., Rp5,000,008); therefore, customers simply need to top up the exact amount listed in the table. For amounts not listed in the table, the unique digit "8" must still be added.
  • Total purchases are calculated based on the current month.
  • Rewards are awarded to customers who reach the purchase target specified in the scheme first (on a first-come, first-served basis). Each customer is entitled to receive a reward a maximum of one time during the program period; rewards are not cumulative based on multiples, and monthly quotas are limited and cannot be carried over.
  • If the top-up amount does not align with a specific tier, the reward will be calculated based on the lowest tier closest to the purchase amount.
  • Rewards will be credited to the customer's Gold Savings balance no later than 30 working days after the program ends. Both the linked account and the Gold Savings account must be active at the time the reward is credited.
  • New customers who open a Gold Savings account during the program period are eligible for rewards from both the "New to Gold" Scheme and the Top-Up Scheme simultaneously. Reward values are calculated per scheme and cannot be combined.

Simulation :

Activities Gold Savings Amount (IDR) Bonus / Reward (IDR)
Open a Gold Savings account First Purchase : 20,000,001 + Top Up 5,000,001 500,000
Top Up Gold Savings Balance 100,000,008 1,000,000
Total 1,500,000

Simulation for a gold price below Rp2,500,000 per gram.

Activities Gold Savings Amount (IDR) Bonus / Reward (IDR)
Open a Gold Savings account 25,000,001 500,000
Top Up Gold Savings Balance 100,000,008 1,000,000
Total 1,500,000
  • OCBC reserves the right to disqualify a Customer from the program and/or cancel the awarding of rewards if there is any indication of data manipulation, fraud, program abuse, or other actions that violate applicable laws.
  • OCBC—including its employees or parties acting on its behalf—will never ask customers to share personal data, confidential information, OTP codes, PINs, passwords, or other sensitive information via any channel, including through links. If a Customer encounters anything suspicious, please contact TANYA OCBC immediately at 1500-999.
  • OCBC reserves the right to modify, add to, and/or amend the Terms and Conditions of this Program, subject to notification via channels deemed appropriate by OCBC and in compliance with applicable laws and regulations.
  • Further information regarding this Program can be obtained by contacting TANYA at 1500-999.
  • PT Bank OCBC NISP Tbk (Sharia Business Unit) is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia.
  • The Terms and Conditions of this Program have been aligned with applicable laws and regulations, including the regulations of the Financial Services Authority (OJK).

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