Get Goat Zodiac Statue for Chinese New Year

Terms and Condition program Tanda Hadiah:

1. Program period October 6^th, 2026 – February 28^th, 2027 (during available stock).
2. Hold period options: 3, 6, 12, 24, 36 months. Join the program via OCBC Mobile or Branch.
3. Tanda Hadiah program only needs 1 time placement at the beginning of the program (lumpsum).
4. Customers will get interest as per terms and conditions for the savings program.
5. Tanda Hadiah is only for Customers who have Savings Tanda 360 Plus as the hold account.
6. Customers can do fund placement more than 1x (multihold).
7. Program scheme refers to information in OCBC Mobile*:

   Tenor (Month)	Nominal Placement (IDR)	Penalty (IDR)
   3	78.000.000	1.100.000
   6	38.000.000
   12	20.000.000
   24	10.000.000
   36	7.000.000

   *Scheme is possible to change and will be informed through OCBC Mobile.

8. Delivery process will refer to Customers’ date for fund placement:
   Fund placement before January 6^th, 2027: delivery period will start in the 2^nd week of January 2027.
   Fund placement after January 6^th, 2027: delivery period 21 working days after fund placement date.
9. If the Customer disburses before maturity, Customer will get a gift penalty and closing account fee according to the product and program terms.
10. Break or disburse before maturity will be handled at OCBC Branch and Customers will be charged with penalty amount as per chosen scheme.
11. When Customers succeed in placing the program and receive push notification/email of Tanda Hadiah program participation, Customers are already eligible for the program and will get the gift. If Customer disburses before maturity, even on the same day they do the program placement, Customers will still be charged with penalty amount as per chosen scheme and are still eligible for the gift.

Terms and Condition TAKA Hadiah:

1. Program period October 6^th, 2026 – February 28^th, 2027 (during available stock).
2. Period options: 12, 24, 36, 48, 60 months.
3. Join the program at Branch*.
   

   Tenor (Months)	Target Fund (Rp)	Penalty (Rp)	Upfront Deposit (X Times)	Monthly Deposit (Rp)	Account Opening Deposit (Rp)
   12	46,000,000	1,093,750	1	3,825,036	3,825,036
   24	28,000,000		2	1,161,813	2,323,626
   36	20,000,000		3	552,137	1,656,411
   48	16,000,000		4	330,619	1,322,476
   60	13,000,000		6	214,472	1,286,832

   *Scheme is possible to change and will be informed at Branch.
4. Delivery process will refer to Customers’ date for fund placement:
   Fund placement before January 6^th, 2027: delivery period will start in the 2^nd week of January 2027.
   Fund placement after January 6^th, 2027: delivery period 21 working days after fund placement date.
5. If the Customer disburses before maturity, Customer will get a gift penalty and closing account fee according to the product and program terms.
6. Break or disburse before maturity will be handled at OCBC Branch and Customers will be charged with penalty amount as per chosen scheme.
7. When Customers succeed in placing the program and receive push notification/email of TAKA Hadiah program participation, Customers are already eligible for the program and will get the gift. If Customer disburses before maturity, even on the same day they do the program placement, Customers will still be charged with penalty amount as per chosen scheme and are still eligible for the gift.