Refer your business partners and earn rewards of up to millions of Rupiah!

Terms and Conditions:

1. Categories of Referring Customers:
• Emerging Business Loan/ Financing Customers
• Premier Banking Customers with active account status and have been enrolled for at least 3 months
2. The program does not apply to:
• Customers who are already registered in other referral programs
• Referring customers who are employees of other banks, including their spouses
• Referring customers who are board members/ shareholders of the referred company
• Referrals from customers’ spouses
3. Referring Customers are required to complete and sign the Refer Your Partner Program Form
4. Rewards will be subject to income tax (PPh) in accordance with applicable tax regulations
5. Rewards will be processed no later than the end of the following month after the referred facility has been successfully disbursed
6. Additional rewards in the form of Poinseru from the Woman to Woman Referral program will be processed no later than at the end of the following 2 months after the referred facility has been successfully disbursed
7. OCBC reserves the right to conduct verification, validation, and further investigation regarding the accuracy of the referral and will not process the reward if it is proven that the referral is invalid or if the verification process could not be completed due to certain obstacles
8. If any violation or misuse of the program is found, the parties involved will be subject to sanctions according to the applicable regulations and procedures at OCBC, including all applicable laws and regulations. Should any anomalies or non-compliance with the Bank's terms and conditions be discovered in the future, the Bank reserves the right to seek compensation