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- The program period from December 22, 2025 to June 30, 2026.
- Customers are required to join the Nyala OCBC service.
- Promo is valid for new customers by using promo code AYO and existing OCBC customers.
- Customers are required to input the promo code that has been specified at the time of account opening.
- Promo is valid for 1 CIF/month.
- Eligible customers are all OCBC customers who meet the applicable program scheme :
Tanda 360 Plus Average Savings Balance Reward ≥ IDR25 Mio - < IDR50 Mio Max. 1x cashback/Customer/month (Cashback of IDR50,000/ transaction) ≥ IDR50 Mio Max. 3x cashback/Customer/month (Cashback of IDR50,000/ transaction) - The transactions that are counted are transactions at AYO Indonesia's merchant partners with the Merchant Name, NMID, and MID that have been registered with OCBC.
- Rewards cashback are obtained by maintaining the average savings balance until the end of the month according to the scheme and making a minimum transaction of IDR 100,000 at AYO Indonesia app during the program period using OCBC Debit/QRIS Card. For transactions using Debit Cards on the AYO Indonesia application, make sure the Customer has activated the e-Commerce transaction via OCBC mobile through menu 'More' and tap Debit Card and tap Manage e-Commerce transaction.
- The calculation of eligibility is carried out the following month from the time the placement of fund and transaction. For eligible customers, transaction cashback will be given no later than the 4th (four) month after the fulfillment of the scheme.
- Rewards are given of cashback or other with an equivalent nominal.
- PT Bank OCBC NISP Tbk (OCBC) at its discretion and consideration, reserves the right to suspend or cancel the award of rewards if there is an indication of fraud, impropriety or violation of these terms and conditions.
- For more information, please contact Tanya OCBC 1500-999 or on the www.ocbc.id website related to the Program.
- These terms and conditions have been adjusted to the provisions of laws and regulations, including the provisions of the Otoritas Jasa Keuangan (OJK) regulations.
- OCBC has the right and authority to amend, add and/or reduce these terms and conditions with notice through the media deemed good by OCBC by taking into account the provisions and regulations of the applicable laws and regulations.
- PT Bank OCBC NISP Tbk is licensed and supervised by the Otoritas Jasa Keuangan (OJK) & Bank Indonesia and is a participant in the LPS guarantee.
