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Learn More About the Differences Between Primary Market Bonds and Secondary Market Bonds!
| Primary Market | Secondary Market | |
|---|---|---|
| Types of Bonds | ORI, SR, ST, SBR | FR, PBS, INDON, INDOIS, ORI, SR, ST, SBR. CoIDR orate Bonds |
| Investment Tenor | 2 to 6 years (depending on the bond series) | Up to 40 years |
| Risk Level | Low | Low, Moderate, or High |
| Coupon Payment Schedule | Depends on the bond series | Depends on the bond series |
| Liquidity / Redemption | ORI, SR: Can be sold after the minimum holding period. ST, SBR: Up to 50% can be redeemed during the early redemption period. |
Government Bonds: Can be sold at any time. CoIDR orate Bonds: Subject to the bank's policy. |
| Purchase Schedule | Follows the government’s bond issuance schedule. | Available for purchase via OCBC Mobile on business days from 09:00 AM – 03:30 PM WIB. |
For more information about bond products: ocbc.id/individu/wealth-management/obligasi
What Are You Waiting For? Trade Secondary Market Bonds Now via OCBC Mobile and Earn Rewards!
Purchase Secondary Market Bonds through OCBC Mobile and enjoy multiple rewards during the promotion period from 1–30 June 2026.
Program Structure
| Program | Purchase Amount | Customer Type | Reward | Multiples Apply |
|---|---|---|---|---|
| 1 | IDR 10 million to below IDR 50 million | All customers | IDR 25,000 | No |
| 2 | IDR 50 million and above | Existing Customers | IDR 50,000 | Yes, for every multiple of IDR 50 million |
| New-to-Product (NTP) | IDR 75,000 | |||
| New-to-Bank (NTB) | IDR 100,000 |
1) Secondary Market Bond Purchases Starting from IDR 10 Million
Get an IDR 25,000 Cash Rebate for Your Secondary Market Bond Transactions!
| Purchases of IDR 10 Million and Above | ||||
|---|---|---|---|---|
| Customer | Currency | Minimum Transaction | Cash Rebate | General Terms & Conditions* |
| All Customers | Indonesian Rupiah (IDR) | IDR 10 Million to below IDR 50 Million | IDR 25,000 |
|
*Subject to applicable terms and conditions.
Bond Transaction Terms and Conditions
- This program is applicable to customers who purchase Secondary Market Bonds denominated in Indonesian Rupiah (IDR Bonds) through OCBC Mobile during the promotion period, with a minimum purchase amount of IDR 10 Million up to below IDR 50 Million per transaction. The reward is not cumulative and does not apply in multiples.
- Eligible transactions are limited to the customer's first Secondary Market Bond transaction made through OCBC Mobile during the promotion period. Customers who meet these criteria will receive a cash rebate of IDR 25,000.
General Program Terms
- Promotion period: 8 May – 30 June 2026.
- Rewards are provided in the form of cash rebates.
- Applicable to individual customers transacting via OCBC Mobile.
- Rewards will be credited no later than one month after the promotion period ends.
- Rewards will be credited in IDR to an active (non-dormant) IDR account.
- If other promotions run concurrently, reward crediting may be delayed to avoid duplicate rewards.
- OCBC's decision is final.
- OCBC reserves the right to modify the promotion during the campaign period if necessary.
2) Secondary Market Bond Purchases Starting from IDR 50 Million
Receive rewards starting from IDR 50,000 for your Secondary Market Bond transactions.
| Purchases in Multiples of IDR 50 Million | ||||
|---|---|---|---|---|
| Customer Type | Currency | Minimum Transaction | Cash Rebate | General Terms & Conditions** |
| Existing | Indonesian Rupiah (IDR) | IDR 50 Million | IDR 50,000 | OCBC customers who had a bond account before 1 January 2026 |
| New-to-Product (NTP) | Indonesian Rupiah (IDR) | IDR 50 Million - IDR 500 Million | IDR 75,000 | Customers who have never opened a bond account with OCBC and make a bond purchase in 2026 |
| New-to-Bank (NTB) | Indonesian Rupiah (IDR) | IDR 50 Million – IDR 500 Million | IDR 100,000 | New OCBC customers who joined on or after 1 January 2026 and are not reactivated Existing Customers |
**Subject to applicable terms and conditions.
General Program Terms and Conditions
- This customer reward program is offered in the form of a Cash Rebate.
- The reward applies to Secondary Market Bond transactions made through OCBC Mobile.
- Cash rebates are calculated per transaction and are not based on the cumulative transaction value per month.
- This program is applicable to all individual customer segments.
- Customer rewards will be credited within a maximum of one (1) month after the cash rebate promotion period ends. Rewards will be paid only in Indonesian Rupiah (IDR).
- If there are other programs running during the same period, reward crediting may be delayed to ensure that customers do not receive duplicate or overlapping rewards.
- This program is intended for Existing Customers, New-to-Product (NTP) Customers, and New-to-Bank (NTB) Customers who purchase Secondary Market Bonds through OCBC Mobile, subject to the following minimum purchase requirement:
Currency Minimum Purchase Amount IDR IDR 50 Million - Customer Definitions:
- New to Product (NTP): Customers who have never opened a Bond Account with OCBC and make their first bond purchase in 2026.
- Nasabah Baru (NTB): Customers who joined OCBC on or after 1 January 2026 and are not reactivated Existing Customers.
- Existing: Customers who already had a Bond Account with OCBC before 1 January 2026.
- This program scheme applies only to the first transaction. For the second and subsequent transactions, customers who meet the applicable requirements may be eligible to receive a cash rebate under the Existing Customer scheme.
- For the NTP and NTB program schemes, the first transaction must be completed no later than the end of the month following the opening of the Bond Account and/or CIF. However, for NTP and NTB customers qualifying during June 2026, the transaction deadline is 30 June 2026, in line with the program period.
- Example – NTP: A customer opens a Bond Account on 17 February 2026. The first bond transaction must be completed no later than 31 March 2026.
- Example – NTB: A customer opens a CIF on 27 February 2026. The first bond transaction must be completed no later than 31 March 2026.
- If the first transaction is made after the one-month eligibility period, the customer will only be eligible for the Existing Customer Cash Rebate scheme (subject to applicable terms and conditions).
- If a customer makes two or more transactions and the first transaction does not meet the program requirements, the customer will only be eligible for the Existing Customer Cash Rebate scheme (subject to applicable terms and conditions).
In addition, earn bonus rewards of up to IDR 600 Thousand or 35 Thousand Poinseru Points starting from a product purchase & combined balance increase of IDR 2 Million!
It's easy to earn the rewards:
- Increase your combined balance starting from IDR 2 Million
- Purchase Secondary Market Bonds on OCBC mobile starting from IDR 2 Million
- Make an incoming transfer to your OCBC account with the following amount as program registration and reward selection:
- 10.111 -> For Cash Reward
- 10.222 -> For Poinseru
Example: A customer makes a transfer to their OCBC account in the amount of IDR 10,111, then the customer is eligible to participate in the program with the Cash Reward option.
Limited Period
Info: web.ocbc.id/topupnyala
Program Illustration
| Tiering | IDR 10 Mio - <IDR 50 Mio | => IDR 50 Mio | Top-Up Nyala | Maximum Reward Potential | |||
|---|---|---|---|---|---|---|---|
| Eligible | Cash Reward (IDR) | Eligible | Cash Reward (IDR) | Registration | Cash Reward (IDR) | ||
| IDR 2 Million - <IDR 5 Million | - | - | - | - | Yes | 40,000 | IDR 40,000 from the Top-Up Nyala program |
| IDR 5 Million - <IDR 10 Million | - | - | - | - | Yes | 60,000 | IDR 60,000 from the Top-Up Nyala program |
| IDR 10 Million - <IDR 25 Million | Yes | 25,000 | - | - | Yes | 60,000 | Up to IDR 85,000 - IDR 60,000 from the Top-Up Nyala program - IDR 25,000 from the Secondary Market Bond Purchase Program (1) |
| IDR 25 Million - <IDR 50 Million | Yes | 25,000 | - | - | Yes | 150,000 | Up to IDR 175,000 - IDR 150,000 from the Top-Up Nyala program - IDR 25,000 from the Secondary Market Bond Purchase Program (1) |
| IDR 50 Million - <IDR 100 Million | - | - | Yes | Yes | 200,000 | Existing: Up to IDR 250,000 NTP: Up to IDR 275,000 NTB: Up to IDR 300,000 - IDR 200,000 from the Top-Up Nyala program - IDR 50,000 / IDR 75,000 / IDR 100,000 from the Secondary Market Bond Purchase Program (2) |
|
| Existing | 50,000 | ||||||
| NTP | 75,000 | ||||||
| NTB | 100,000 | ||||||
| IDR 100 Million - <IDR 200 Million | - | - | Yes | Yes | 350,000 | Existing: Up to IDR 500,000 NTP: Up to IDR 575,000 NTB: Up to IDR 650,000 - IDR 350,000 from the Top-Up Nyala program - Hingga IDR 150,000 / IDR 225,000 / IDR 300,000 from the Secondary Market Bond Purchase Program (2) |
|
| Existing | 100,000 or 150,000 | ||||||
| NTP | 150,000 or 225,000 | ||||||
| NTB | 200,000 or 300,000 | ||||||
| =>IDR 200 Million | - | - | Yes | Yes | 600,000 | Existing: IDR 800,000 or more NTP: IDR 900,000 or more NTB: IDR 1.000,000 or more - IDR 600,000 from the Top-Up Nyala program - IDR 200,000 / IDR 300,000 / IDR 400,000 or more from the Secondary Market Bond Purchase Program (2) |
|
| Existing | 200,000 or more | ||||||
| NTP | 300,000 or more | ||||||
| NTB | 400,000 or more | ||||||
