Own your dream home with more relaxed and planned installments. With the OCBC Home Certainty Program, you can enjoy fixed interest rates for your chosen period, making your installments easier to predict and helping you plan your finances more comfortably.
Benefits:
- Fixed interest rates for a certain period
- Predictable installments, customers can already estimate the amount of their payments until the loan matures
- Protection from interest rate hikes, so customers don’t have to worry about market fluctuations or floating rates
Term & Conditions
This mortgage facility comes with ownership of a TAKA/TAKA iB term savings account with monthly deposit terms adjusted to the financing amount and loan term.
| Minimum period | Minimum installment TAKA / TAKA IB |
|---|---|
| Loan limit ≤ IDR 1 Billion | |
| 12 Month | IDR 600,000 / Month |
| 24 Month | IDR 350,000 / Month |
| 36 Month | IDR 250,000 / Month |
| Loan limit > 1 Billion up to ≤ 5 Billion | |
| 12 Month | IDR 1.5 Juta / Month |
| 24 Month | IDR 750,000 / Month |
| 36 Month | IDR 500,000 / Month |
| Loan limit > 5 Billion | |
| 12 Month | IDR 3 Juta / Month |
| 24 Month | IDR 1.5 Juta / Month |
| 36 Month | IDR 1 Juta / Month |
Note:
- For the account, it must adjust to the financing product facility (conventional or sharia).