Online Special Event

Certainty for every step towards your Dream Home

1 Jul 2026 - 31 Jul 2026

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Own your dream home with more relaxed and planned installments. With the OCBC Home Certainty Program, you can enjoy fixed interest rates for your chosen period, making your installments easier to predict and helping you plan your finances more comfortably.

Benefits:

  • Fixed interest rates for a certain period
  • Predictable installments, customers can already estimate the amount of their payments until the loan matures
  • Protection from interest rate hikes, so customers don’t have to worry about market fluctuations or floating rates

Term & Conditions

This mortgage facility comes with ownership of a TAKA/TAKA iB term savings account with monthly deposit terms adjusted to the financing amount and loan term.

Minimum period Minimum installment TAKA / TAKA IB
Loan limit ≤ IDR 1 Billion
12 Month IDR 600,000 / Month
24 Month IDR 350,000 / Month
36 Month IDR 250,000 / Month
Loan limit > 1 Billion up to ≤ 5 Billion
12 Month IDR 1.5 Juta / Month
24 Month IDR 750,000 / Month
36 Month IDR 500,000 / Month
Loan limit > 5 Billion
12 Month IDR 3 Juta / Month
24 Month IDR 1.5 Juta / Month
36 Month IDR 1 Juta / Month

Note: 

  • For the account, it must adjust to the financing product facility (conventional or sharia).

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