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Take advantage of iB Time Deposits with a profit-sharing ratio of up to 51.16% (equivalent to 6.09% p.a.) via OCBC mobile to grow your assets and become #FunanciallyFit!
Here is the Payday Program scheme for September 2026:
| Placement | Time Period | Customer Ratio | Equivalent Rate (p.a)* |
|---|---|---|---|
| IDR 8 Million – IDR 10 Billion | 1 | 44.10% | 5.25% |
| 3 | 46.20% | 5.50% | |
| 4 | 51.16% | 6.09% | |
| 6 | 51.16% | 6.09% | |
| 12 | 51.16% | 6.09% |
Program Terms & Conditions
- Program Period : September 25 – October 5, 2026
- Valid for all OCBC customers
- Placement made via OCBC mobile by selecting the iB Time Deposit product
- The profit-sharing ratio is subject to change at any time without prior notice to the Customer
- The Bank reserves the right, at its sole discretion, to suspend or cancel the provision of the program's profit-sharing ratio in the event of any indication of fraud, irregularities, or violations of the terms and conditions
- The Bank reserves the right to amend, add to, and/or modify the terms and conditions, with notification provided via channels deemed appropriate by the Bank, in accordance with applicable laws and regulations
*The Equivalent Rate is an estimate based on the Bank's earnings from the previous period.
