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Set your Target Fund Indication and get a bonus Gold Savings balance of up to Rp1 million to realize your plan of performing Special Hajj or vacationing to your dream destination with TAKA iB Valas
Here is the scheme for TAKA iB Valas products that can be selected according to your needs:
| Product | Indicated Target Fund | Customer Ratio* | Gold Savings Balance Reward (IDR) | Break Program Fee (IDR)
(refund fee + admin, if break) |
|---|---|---|---|---|
|
TAKA iB Valas (USD) Tenor 24,36,48 dan 60 month |
||||
| USD 1.000 < USD 5.000 |
16,80% eq 2,00% p.a |
50.000 | USD 3,57 | |
| USD 5.000 - < USD 50.000 | 100.000 | USD 7,14 | ||
| ≥ USD 50.000 | 1.000.000 | USD 71,43 |
*) The profit-sharing ratio paid monthly to Customers and the eqv rate is the equivalent profit-sharing ratio in annual rate units (p.a) based on the Bank's historical income.
**) In addition to receiving the profit-sharing ratio, Customers will also receive a Gold Savings balance in Rupiah currency after opening a TAKA iB Valas account.
***) In addition to the program break administration fee, a product closure fee will also be charged in accordance with the Bank's applicable regulations if the Customer closes the program account before maturity
Example of Taka iB USD Scheme
| Tenor (month) | Indicated Target Fund (USD) | Monthly Deposit (USD)* | Initial Deposit (USD) | Reward (IDR) | Return Fee + Admin (USD) If Break Occurs | Customer Ratio | |
|---|---|---|---|---|---|---|---|
| Ratio | Egv (p.a) |
||||||
| 24 | 1.000 | 40,83 | 20,00 | 50.000 | 3,57 | 16,80% | 2,00% |
| 36 | 27,22 | 20,00 | 50.000 | 3,57 | 16,80% | 2,00% | |
| 48 | 20,42 | 20,00 | 50.000 | 3,57 | 16,80% | 2,00% | |
| 60 | 16,33 | 20,00 | 50.000 | 3,57 | 16,80% | 2,00% | |
| 24 | 5.000 | 204,17 | 100,00 | 100.000 | 7,14 | 16,80% | 2,00% |
| 36 | 136,11 | 100,00 | 100.000 | 7,14 | 16,80% | 2,00% | |
| 48 | 102,08 | 100,00 | 100.000 | 7,14 | 16,80% | 2,00% | |
| 60 | 81,67 | 100,00 | 100.000 | 7,14 | 16,80% | 2,00% | |
| 24 | 50.000 | 2.041,67 | 1.000,00 | 1.000.000 | 71,43 | 16,80% | 2,00% |
| 36 | 1.361,11 | 1.000,00 | 1.000.000 | 71,43 | 16,80% | 2,00% | |
| 48 | 1.020,83 | 1.000,00 | 1.000.000 | 71,43 | 16,80% | 2,00% | |
| 60 | 816,67 | 1.000,00 | 1.000.000 | 71,43 | 16,80% | 2,00% | |
Program Terms & Conditions
- Program period: until 31 December 2026
- The program is limited (first come, first served) while quota is still available.
- Reward is in the form of a gold savings balance in Indonesian Rupiah, according to the terms in the Target Fund tier table.
- Customers will continue to receive the monthly profit-sharing Nisbah as per the Bank's terms.
- Customers must have a Gold Savings Account.
- The gold balance reward will be credited to the Customer's Gold Savings Account a maximum of 30 working days from the TAKA iB account opening date.
- In the event the Customer closes the TAKA iB account before the maturity date, the Customer will be charged a program break administrative fee and an early account closure fee as per the product terms.
- The Bank, at its discretion, reserves the right to suspend or cancel the award of rewards if there are indications of fraud, irregularities, or violations of these Terms and Conditions.
- The Bank has the right and authority to amend, add, and/or reduce these Terms and Conditions by providing notification through media deemed appropriate by the Bank, in accordance with applicable laws and regulations.
- Account opening is done at the Bank branch office and the Customer signs the Program Terms and Conditions.
