Gold Savings or GoPay Balance Reward for EMB iB

Gold Savings or GoPay Balance Reward for Sharia Emerging Business Financing (EMB iB)

• Applies to New Facilities and Top Up Facilities for EMB Sharia financing.
  (Note: For Top Up facilities, the calculation is based solely on the Top Up amount.)
• For Demand Financing facilities, disbursement must have been realized at the time of the reward claim, amounting to at least 30% of the financing limit.

• For the total EMB Sharia facility per customer, the reward will be in the form of a Gold Savings balance or a GoPay e-voucher, with values as follows:

  Plafond	Gold savings balance/ E-voucher (Eqv.to) in IDR
  > IDR 1 Billion up to < IDR 3 Billion	3.000.000
  > IDR 3 Billion up to < IDR 6 Billion	5.000.000
  > IDR 6 Billion	7.000.000

• Customers are required to be covered by insurance.
• For individual customers, the reward must be a Gold Savings balance.
• Specifically for business entity customers (e.g., PT/CV), there is a choice of rewards: Gold Savings balance or GoPay balance.
• For business entity customers (PT/CV), the Gold Savings balance reward may only be awarded to an executive appointed by the company, subject to the signing of a reward transfer declaration letter in accordance with the company's articles of association.
• Pricing is subject to applicable terms and authority.
• Program period runs until December 31, 2026.