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Enjoy the convenience of managing 13 currencies in one account through OCBC Mobile for your transaction needs.
Profit-sharing down payment options:
| Net profit sharing down payment | Tenor hold (months) | Placement (hold) | Admin Break Fee | Customer Ratio |
|---|---|---|---|---|
| IDR 85,000 | 3 | IDR 14,370,000 | IDR 132,800 | 29,04% |
| 6 | IDR 7,290,000 | IDR 132,800 | 28,69% | |
| 12 | IDR 3,750,000 | IDR 132,800 | 28,00% | |
| IDR 850,000 | 3 | IDR 143,700,000 | IDR 1,328,100 | 29,04% |
| 6 | IDR 72,900,000 | IDR 1,328,100 | 28,69% | |
| 12 | IDR 37,500,000 | IDR 1,328,100 | 28,00% | |
| IDR 8,500,000 | 3 | IDR 1,437,000,000 | IDR 13,281,200 | 29,04% |
| 6 | IDR 729,000,000 | IDR 13,281,200 | 28,69% | |
| 12 | IDR 375,000,000 | IDR 13,281,200 | 28,00% |
Latest Smartphone Gift Options:
| Profit Sharing Down Payment in the Form of a Smartphone | Placement (Hold) - IDR | Administration Fees (IDR) | ||||
|---|---|---|---|---|---|---|
| 3 Months | 6 Months | 12 Months | 36 Months | 60 Months | ||
| Iphone 17 Series | ||||||
| iPhone 17 - 256 Gb | 3,059,947,000 | 1,551,970,000 | 798,530,000 | 275,305,000 | 185,586,000 | 28,281,200 |
| iPhone 17 - 512Gb | 3,871,425,000 | 1,963,542,000 | 1,010,295,000 | 348,314,000 | 234,803,000 | 35,781,200 |
| iPhone 17 Air - 512Gb | 4,564,562,000 | 2,315,093,000 | 1,191,177,000 | 410,676,000 | 276,841,000 | 42,187,500 |
| iPhone 17 Air -1 Tb | 5,291,510,000 | 2,683,793,000 | 1,380,883,000 | 476,080,000 | 320,931,000 | 48,906,200 |
| iPhone 17 Pro - 256 Gb | 4,192,635,000 | 2,126,456,000 | 1,094,118,000 | 377,213,000 | 254,284,000 | 38,750,000 |
| iPhone 17 Pro - 512Gb | 4,953,395,000 | 2,512,305,000 | 1,292,648,000 | 445,659,000 | 300,424,000 | 45,781,250 |
| iPhone 17 Pro -1 Tb | 5,747,967,000 | 2,915,302,000 | 1,500,000,000 | 517,147,000 | 348,615,000 | 53,125,000 |
| iPhone 17 Pro Max - 256 Gb | 4,530,750,000 | 2,297,944,000 | 1,182,353,000 | 407,634,000 | 274,791,000 | 41,875,000 |
| iPhone 17 Pro Max - 512Gb | 5,291,510,000 | 2,683,793,000 | 1,380,883,000 | 476,080,000 | 320,931,000 | 48,906,250 |
| iPhone 17 Pro Max -1 Tb | 6,086,082,000 | 3,086,790,000 | 1,588,236,000 | 547,567,000 | 369,122,000 | 56,250,000 |
| iPhone 17 Pro Max -2 Tb | 7,607,603,000 | 3,858,488,000 | 1,985,295,000 | 684,459,000 | 461,402,000 | 70,312,500 |
| Samsung Galazxy Z Flip7 | ||||||
| Samsung Galaxy Z Flip7 256 GB | 2,958,512,000 | 1,500,523,000 | 772,059,000 | 266,179,000 | 179,434,000 | 27,343,750 |
| Samsung Galaxy Z Flip7 512 GB | 3,313,534,000 | 1,680,586,000 | 864,706,000 | 442,989,000 | 200,967,000 | 30,625,000 |
| Samsung Galaxy Z Fold7 256 GB | 4,649,091,000 | 2,357,965,000 | 1,213,236,000 | 621,541,000 | 281,968,000 | 42,968,750 |
| Samsung Galaxy Z Fold7 512 GB | 5,173,170,000 | 2,623,772,000 | 1,350,000,000 | 691,606,000 | 313,754,000 | 47,812,500 |
Program Terms & Conditions:
- Applies exclusively to individual and non-individual customers who sign the Statement and Power of Attorney for the Tanda iB Multicurrency Hold Program (General Program Terms and Conditions).
- The program period is from April 1, 2026 - May 31, 2026.
- The program scheme is subject to change at any time, as announced through the Bank's communication channels.
- Customers hold/block funds of the Tanda iB Multicurrency product in accordance with the program scheme.
- Customers receive a profit-sharing advance in accordance with the OCBC 85th Anniversary program scheme.
- Beyond the profit-sharing advance, customers continue to receive a profit-sharing ratio each month until the program period ends.
- The profit-sharing advance in cash will be credited to the customer's Tanda iB Multicurrency account within a maximum of 5 business days from the account hold date.
- For smartphone profit-sharing advances, the Service Level Agreement (SLA) applies, with a maximum of 30 business days from the account hold date.
- If a customer withdraws funds before maturity, an administration fee will be charged in accordance with the program terms.
- The Bank, based on its policies and considerations, has the right to suspend or cancel the granting of rewards if there are indications of fraud, irregularities, or violations of these Terms and Conditions.
- The Bank has the right and authority to change, add, and/or reduce these Terms and Conditions with notification through media deemed appropriate by the Bank, taking into account the applicable laws and regulations.
