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Set your Target Fund Indication and get a bonus Gold Savings balance of up to Rp10 million to realize your plan of performing Special Hajj or vacationing to your dream destination with TAKA iB Valas
Here is the scheme for TAKA iB Valas products that can be selected according to your needs:
| Target Fund Indication | Customer Ratio* | Gold Savings Balance Reward ** |
|---|---|---|
| USD 2.000 to < USD 12.000 | 16,80% eq 2,00%p.a |
IDR 100.000 |
| USD 12.000 to < USD 120.000 | 16,80% eq 2,00 % p.a |
IDR 1.000.000 |
| ≥ USD 120.000 | 16,80% eq 2,00 % p.a |
IDR 10.000.000 |
*) The profit-sharing ratio paid monthly to Customers and the eqv rate is the equivalent profit-sharing ratio in annual rate units (p.a) based on the Bank's historical income
**) In addition to receiving the profit-sharing ratio, Customers will also receive a Gold Savings balance in Rupiah currency after opening a TAKA iB Valas account
***) In addition to the program break administration fee, a product closure fee will also be charged in accordance with the Bank's applicable regulations if the Customer closes the program account before maturity
Program Table Example
| Tenor (month) | Monthly Deposit (USD) | Initial Deposit (USD) | Break Program Administration Fee (USD)*** | Gold Savings Reward (IDR) | Customer Ratio* |
|---|---|---|---|---|---|
| Target Fund Indication USD 2.000 | |||||
| 12 | 163,40 | 40,00 | 7,35 | 100.000 | 16,80% (eq 2,00 p.a) |
| 24 | 81,70 | 40,00 | 7,35 | 100.000 | 16,80% (eq 2,00 p.a) |
| 36 | 54,50 | 40,00 | 7,35 | 100.000 | 16,80% (eq 2,00 p.a) |
| 48 | 40,90 | 40,00 | 7,35 | 100.000 | 16,80% (eq 2,00 p.a) |
| 60 | 32,70 | 40,00 | 7,35 | 100.000 | 16,80% (eq 2,00 p.a) |
| Target Fund Indication USD 12.000 | |||||
| 12 | 980,00 | 240,00 | 73,53 | 1.000.000 | 16,80% (eq 2,00 p.a) |
| 24 | 490,00 | 240,00 | 73,53 | 1.000.000 | 16,80% (eq 2,00 p.a) |
| 36 | 326,70 | 240,00 | 73,53 | 1.000.000 | 16,80% (eq 2,00 p.a) |
| 48 | 245,00 | 240,00 | 73,53 | 1.000.000 | 16,80% (eq 2,00 p.a) |
| 60 | 196,00 | 240,00 | 73,53 | 1.000.000 | 16,80% (eq 2,00 p.a) |
| Target Fund Indication USD 120.000 | |||||
| 12 | 9.800,00 | 2.400,00 | 735,29 | 10.000.000 | 16,80% (eq 2,00 p.a) |
| 24 | 4.900,00 | 2.400,00 | 735,29 | 10.000.000 | 16,80% (eq 2,00 p.a) |
| 36 | 3.266,70 | 2.400,00 | 735,29 | 10.000.000 | 16,80% (eq 2,00 p.a) |
| 48 | 2.450,00 | 2.400,00 | 735,29 | 10.000.000 | 16,80% (eq 2,00 p.a) |
| 60 | 1.960,00 | 2.400,00 | 735,29 | 10.000.000 | 16,80% (eq 2,00 p.a) |
Terms & conditions of the program:
- Program period: until 31 December 2026
- The program is limited (first come, first served) while the quota is still available.
- The reward is in the form of Gold Savings balance in Rupiah denomination, according to the provisions in the Target Fund tier table.
- Customers will continue to receive profit-sharing ratios every month according to the Bank’s regulations.
- Customers are required to have a Gold Savings account.
- The gold balance reward will be credited to the Customer’s Gold Savings account no later than 30 working days from the date of opening the TAKA iB account.
- In the event that the Customer closes the TAKA iB account before the maturity date, the Customer will be charged a program break administration fee and an Early Account Closure Fee in accordance with the product provisions.
- The Bank, at its discretion and consideration, has the right to postpone or cancel the reward if there are indications of fraud, irregularities, or violations of these Terms and Conditions.
- The Bank has the right and authority to change, add, and/or reduce these Terms and Conditions by notifying through media deemed appropriate by the Bank, considering the prevailing laws and regulations.
