Build your legacy and create a secure future for generations to come with Allianz Heritage Assurance (AHA)

Plan your family’s future with Allianz Heritage Assurance (AHA), a protection solution that combines regular income and legacy planning in one product.

• Protection coverage up to 100 years old
• Monthly income up to 5.00% per year, starting from the beginning of the 5th year
• Flexible legacy options, receive your legacy as a lump sum or as monthly income
• Available in IDR and USD
• Premium payment period of only 3 years

Find the complete product information at: web.ocbc.id/aha

Enjoy rewards with Early Bird Special program!

Early Bird Special Program Allianz Heritage Assurance

Unlock exciting rewards during selected periods:

• Money Market Mutual Funds ( RDPU) rewards up to IDR 800,000, available in multiples
• iPhone Duo 512GB
• 15gr gold

Program period : 28 September – 31 October 2026

Regular Reward

Extra Reward

Terms & Condition:

1. Multiplication applies for Regular Rewards only (excluding Extra Reward).
2. This program applies to new policies submitted and issued during the promo period.
3. Premiums from multiple policies can be combined if they have the same Policyholder. If the accumulated premium reaches IDR 2,000,000,000 / USD 120,000, the Policyholder can qualify for the Extra Reward.
4. This program will consider churning and net-off if the Policyholder is identified as having surrendered or withdrawn from a Bancassurance policy with PT. Asuransi Allianz Life Indonesia within 6 months prior to the issuance of the new policy.
5. If the policy is cancelled or terminated due to circumstances stipulated in the policy terms and conditions, and a premium refund is provided to the Policyholder, the Policyholder must return the reward that has been received and bear the cost of returning the rewards.